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Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.
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![A Black couple and loan underwriter look at a contract.](https://www.bankrate.com/brp/2024/08/03115556/Loans-What-is-a-personal-loan-What-you-should-know-before-you-apply.jpg?auto=webp&optimize=high&crop=16:9&width=320)
What is a personal loan?
Loans
A personal loan is used for financing large purchases or covering major expenses.
![Man and child sitting at table smiling at laptop](https://www.bankrate.com/2022/04/20003743/What-to-know-before-you-apply-for-a-car-loan.jpeg?auto=webp&optimize=high&crop=16:9&width=320)
What to do before applying for a car loan
Auto Loans
Getting the best financing for your new set of wheels requires time and research.
![Woman studying at a table with an illustrated light green background](https://www.bankrate.com/brp/2024/07/25191000/Loans-How-to-get-a-student-loan.jpg?auto=webp&optimize=high&crop=16:9&width=320)
Paying for college is a challenge for many students, but student loans can help.
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Loans by credit band
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![](https://www.bankrate.com/brp/2024/07/29142827/Loans_What_is_auto_loan_refinancing.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Refinancing can help reduce interest paid, lower monthly payments or both.
![](https://www.bankrate.com/brp/2024/06/14155201/SmallBusiness_Average_business_line_of_credit_interest_rates.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Interest rates for business lines of credit can range from 8% to 60% or higher.
![design image of an adult leaning voer a table looking at laptop and there are boxes on the table](https://www.bankrate.com/2022/10/30161410/Cards-How-to-start-a-small-business.jpg?auto=webp&optimize=high&crop=1:1&width=356)
It’s not easy to run a small business. How to set up and start a small business?
![Person in blue shirt sticking out of the sunroof of a grey or black SUV. Centered on a circular image of American dollars on a purple background.](https://www.bankrate.com/2022/11/25155316/Loans_How-much-car-can-I-afford.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Before shopping, do your research to make sure you get the best car for your budget.
![Gloved hand scrapes ice off the side of a black car](https://www.bankrate.com/2023/11/06122546/Loans_How-to-prepare-your-vehicle-for-winter-weather.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Take some simple steps to stay safe on the roads this season.
![Man drinks coffee in his van, sea view](https://www.bankrate.com/2022/03/18142149/paying-for-van-life.jpg?auto=webp&optimize=high&crop=1:1&width=356)
The Vanlife movement comes with costs adventures should prepare for.
![](https://www.bankrate.com/2023/11/02132916/Loans-How-debt-consolidation-loans-work.jpg?auto=webp&optimize=high&crop=1:1&width=356)
It only makes sense to consolidate if you can get better rates or terms.
![](https://www.bankrate.com/brp/2023/08/29095826/Small-business-Pros-and-cons-of-startup-business-loans.jpg?auto=webp&optimize=high&crop=1:1&width=356)
Learn more about startup business loans to see if they’re right for you.
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