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Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

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A personal loan is used for financing large purchases or covering major expenses.
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Getting the best financing for your new set of wheels requires time and research.
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Paying for college is a challenge for many students, but student loans can help.

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Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
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Certified Student Loan Counselor

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Senior Loans Writer

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Senior Loans Writer

The latest

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Good credit borrowers should find relief from increased lender competition in 2025.
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If you have been holding off on buying a new vehicle, 2025 could be the right time to visit your local dealership. Bankrate Chief Financial Analyst Greg McBride predicts that rates will ease for most borrowers [...]
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First-time car buyer programs often have more flexible requirements.
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Time your car loan refinance right to receive the maximum benefits.
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The reason you get a loan is personal, but it could affect which lender you select.
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Federal student loans are usually best, but you may still need private loans.
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If saving up isn’t possible, shop around for the emergency loan with the best rate.
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Low-income loans exist but great rates are rarer.
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