Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

Outside of the Federal Reserve building
The Federal Reserve just lowered interest rates for the first time in four years.
A Black couple talk to a salesperson at a car dealership.
Auto rates will likely not decrease this year. Consider how to still save.
Woman holding toddler and pointing at price sticker on car
Fed hikes means higher rates — but there are still ways to save.
Woman looking at her mobile phone while leaning on a red car
Learn when it may make sense to use a personal loan to buy a car.
SBA loan rates have a low maximum to keep costs for your small business low.
Two women complete paperwork at a dealership.
Avoid these car financing mistakes that can take money out of your pocket.
An image of a white sedan on top of blocks that spell out "loan." Above it, there is a fuel gauge monitor.
Shopping around is important if you’re seeking a car loan with bad credit.
Learn what factors affect the cost of your business loan the most.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc