Skip to Main Content

Loans

Whether you need a personal, auto, student, or small business loan, we'll help you choose the loan that's right for you.

Helpful links

A Black couple and loan underwriter look at a contract.
A personal loan is used for financing large purchases or covering major expenses.
Man and child sitting at table smiling at laptop.
Getting the best financing for your new set of wheels requires time and research.
A Black woman studying at a table with an illustrated light green background
Paying for college is a challenge for many students, but student loans can help.

Reviews & tools

Upgrade logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
SoFi logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

Experts in all things finance

Our expert reporters and editors bring the news and analysis you need — backed by data and firsthand experience.

About Bankrate
Andrew Pentis headshot

Andrew Pentis Arrow Right Icon

Certified Student Loan Counselor

Denny Ceizyk headshot

Denny Ceizyk Arrow Right Icon

Senior Loans Writer

Lauren Nowacki headshot

Lauren Nowacki Arrow Right Icon

Senior Loans Writer

The latest

A young Asian woman and a Black mechanic look at the engine of a car.
Refinancing will affect your credit — but it doesn’t have to be negative.
Firefighters save children.
An emergency loan will have some impact on your credit score — but it could be good.
Young woman driving car
Rolling over your car loan increases the negative equity of your vehicle.
A business loan is possible even if you have bad credit. Here’s where to look.
Woman looks at calculator
Start with these five steps if you’re considering refinancing your student loans.
Man works on laptop. Behind him is an image of a yellow half circle overlaid on the photograph's background.
When managed well, installment loans can help improve or build your credit.
Woman working with digital tablet in plant nursery greenhouse
One word can sum up the business pulse for August: volatile.
Man with glasses sitting at a desk
Credit score requirements vary among business loans, but here are rough guidelines.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc