LightStream: Best for large loan amounts
LightStream: Best for large loan amounts
LightStream: Best for large loan amounts
Overview: LightStream is one of the most competitive online lenders in the personal loan space, offering a quick application process and fast funding. They also offer a maximum loan amount of $100,000 — much higher than many other lenders.
- Winner of Bankrate Award for best home improvement loan
- High loan amount maximum and no fees
- Offers a rate-matching program
- High credit score minimum
- No online prequalification
- High minimum loan amount
LightStream loans are best for borrowers with excellent credit scores who need larger loan amounts and longer to pay the loan off.