What is penalty APR and how do you avoid it?
Penalty APR is a higher rate incurred by violating a card’s terms of service.
6 min read
Sep 19, 2023
Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Latest credit card advice articles
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What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
4 min read Sep 14, 2023 -
How to maximize rewards on an international trip
Everything you need to know about earning the most points possible during your next trip abroad.
5 min read Sep 11, 2023 -
Best credit cards for online shopping
Here, we’ll take a look at some of the top online shopping cards to consider.
12 min read Sep 11, 2023 -
How to choose a cash back credit card
Choose a cash back card that aligns with your spending patterns.
6 min read Sep 11, 2023 -
American Express travel portal guide
Learn how to book flights, hotels and more through AmexTravel.com
8 min read Sep 06, 2023 -
How to get a credit card with bad credit
You can get a credit card with bad credit, though your options will be limited.
7 min read Sep 05, 2023 -
Should you carry a balance on a 0% APR credit card?
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
7 min read Aug 31, 2023 -
Types of rewards credit cards
Rewards credit cards offer rewards in the form of cash back, points or miles.
6 min read Aug 29, 2023 -
What is an outstanding balance on a credit card?
Learn about a credit card’s outstanding balance vs. a statement balance.
4 min read Aug 24, 2023 -
How to use 0% APR credit cards for home renovations
Find out how to use a 0 percent APR credit card to finance home projects.
13 min read Aug 23, 2023 -
Why I love the Discover it® Cash Back
Learn more about the Discover it® Cash Back and why it’s one of the best cash back credit cards.
4 min read Aug 22, 2023 -
What is APR on a credit card?
APR is your card’s interest rate, and it can cost you plenty to carry a balance.
7 min read Aug 18, 2023 -
What happens to your credit card after a balance transfer?
Closing a credit account can hurt your credit score, even after a balance transfer.
4 min read Aug 16, 2023 -
Longer balance transfer offer or shorter offer with rewards: Which is the better strategy for you?
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
5 min read Aug 16, 2023 -
Is the Capital One SavorOne worth it?
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
4 min read Aug 15, 2023 -
How to avoid the biggest credit card mistakes you can make
It’s Financial Awareness Day! Do you know the top credit card mistakes to avoid?
6 min read Aug 14, 2023 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
6 min read Aug 14, 2023 -
Best credit cards for Uber and Lyft
The right credit card can help you to save money on ridesharing.
10 min read Aug 14, 2023 -
Guide to refunds and elite status during coronavirus
Our updated guide explains refund guidelines and elite status requirements for airlines during coronavirus.
8 min read Aug 11, 2023
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