Credit Card Advice

Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.

Latest credit card advice articles

How to apply for a credit card with an ITIN number

The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.

3 min read Feb 24, 2023
Chase Freedom Flex vs. Chase Freedom Unlimited

The Chase Freedom Flex and the Chase Freedom Unlimited are very similar cards, but there are some key differences to note.

8 min read Feb 24, 2023
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?

A balance transfer credit card can be a valuable tool when you need to pay off debt.

5 min read Feb 23, 2023
Average credit card debt in the U.S.

American credit card balances rose to $986 billion in the last quarter of 2022. Here’s a look at credit debt in the U.S. and how to start paying your balance down.

4 min read Feb 23, 2023
How to use a credit card

Take these steps to use your credit card as a tool for improving your credit score and maximizing rewards.

5 min read Feb 23, 2023
How to get free breakfast at hotels

Before you book your next vacation, look for ways to score free breakfast.

4 min read Feb 22, 2023
How to maximize rewards on an international trip

Everything you need to know about earning the most points possible during your next trip abroad.

4 min read Feb 21, 2023
Why you should have a 2 percent cash back card

A 2 percent cash back card is a great addition to your wallet, whether it’s your primary payment method or part of a broader rewards strategy.

3 min read Feb 21, 2023
Why the Capital One Platinum is great for improving your credit score

The Capital One Platinum Credit Card has credit-building benefits that can help you improve your score.

4 min read Feb 21, 2023
Charge cards vs. credit cards: What are the differences?

You can carry a balance on a credit card, but not with a charge card.

6 min read Feb 16, 2023
Guide to the Southwest Companion Pass

The Southwest Companion Pass is one of the best passes offered by any airline loyalty program.

3 min read Feb 15, 2023
How do travel credit cards work?

Earning travel rewards with credit cards can help offset travel expenses.

6 min read Feb 15, 2023
Guide to IHG rewards points value

The IHG Rewards Club is worth considering if you’re traveling with any of IHG’s brands. But what are the points actually worth?

4 min read Feb 13, 2023
Best credit cards for Southwest Airlines

Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.

4 min read Feb 10, 2023
Can you get a balance transfer card with bad credit?

Balance transfers with bad credit do exist, but there are other options to consider.

4 min read Feb 10, 2023
How long should I wait between credit card applications?

Time your new card applications right so you can keep a good credit score and improve your chances of getting accepted.

5 min read Feb 09, 2023
When is the best time to apply for a new credit card?

The best time to apply for a credit card depends more on your financial situation.

5 min read Feb 09, 2023
Cash back vs. points and miles credit cards

When comparing different types of credit card rewards, make sure to consider your spending habits and needs.

4 min read Feb 08, 2023
What income do you need to get a credit card?

Learn the minimum income requirements needed to qualify for a credit card.

5 min read Feb 08, 2023
How to upgrade or downgrade a Chase credit card

Here’s what you should know about changing to a new Chase card.

6 min read Feb 08, 2023

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