If you’re searching for a hotel credit card, Marriott co-branded credit cards can be a great choice. Rewards earned with Marriott credit cards can be used in a number of different ways, including for stays at more than 7,000 hotels and resorts worldwide.
Along with the Marriott Bonvoy program, which allows you to earn points through hotel spending, a Marriott co-branded credit card is one of the easiest ways to regularly earn points.
Let’s take a look at some of the best Marriott credit cards available to help you decide which is the best fit for you.
Best Marriott credit cards
Marriott currently offers four different Chase Marriott credit cards, each of which unlocks a range of benefits and rewards. Here’s a quick look at your options:
|Card name||Rewards rate||New cardmember offer||Annual fee|
|*Marriott Bonvoy Bold® Credit Card||Up to 14X points on Marriott stays; 2X points on other travel expenses; 1X points on all other non-category purchases||Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.||$0|
|*Marriott Bonvoy Boundless® Credit Card||Up to 17X points on Marriott stays; 2X points on all other purchases||Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.||$95|
|Marriott Bonvoy Brilliant™ American Express® Card||Earn 6X points for spending at hotels participating in the Marriott Bonvoy program; 3X points at U.S. restaurants and on flights booked directly with airlines; 2X points on all other eligible purchases||Earn 75,000 Marriott Bonvoy bonus points after you use your new card to make $3,000 in purchases within the first three months.||$450|
|Marriott Bonvoy Business® American Express® Card||Earn 6X points at hotels participating in the Marriott Bonvoy program; 4X points at restaurants worldwide and U.S. gas stations; 4X points on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping; 2X points on everything else||Limited Time Offer: Earn 125,000 Marriott Bonvoy Bonus Points after spending $5,000 in purchases on your new Card in your first 3 months of Card Membership. Offer expires 8/31/22||$125|
Marriott Bonvoy Bold Credit Card: Best for no annual fee
The Marriott Bonvoy Bold is ideal for those who want to collect Marriott points without forking over cash to cover an annual fee. You’ll earn up to 14X points at Marriott hotels, 2X points on other travel expenses and 1X points on everything else. You can also earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
Marriott Bonvoy Boundless Credit Card: Best for a large welcome bonus
The Marriott Bonvoy Boundless charges an annual fee of $95 but gets you up to 17X points on Marriott properties as well as 2X points on all other purchases. You’ll enjoy Silver Elite status at Marriott and can upgrade to Gold Elite status automatically if you spend $35,000 in a year. The card also unlocks 15 Elite Night credits a year and gives you free Wi-Fi during your stay.
Where the Bonvoy Boundless really shines, however, is its welcome offer: Earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on qualifying purchases in your first 3 months from account opening.
Marriott Bonvoy Brilliant American Express Card: Best for an annual bonus
Carrying a $450 annual fee, the Marriott Bonvoy Brilliant is the priciest card on this list—it should, however, offer impressive ongoing value. Enjoy up to $300 in statement credits each year of card membership for eligible purchases at hotels participating in the Marriott Bonvoy program as well as an annual credit of up to $100 for a two-night stay at Ritz-Carlton or St. Regis hotels.
Other perks include one free night award every year after your card renewal month. Awards can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at hotels participating in the Marriott Bonvoy program. Note, certain hotels have resort fees.
You’ll also earn 6X Marriott Bonvoy points for spending at hotels participating in the Marriott Bonvoy program, 3X points at U.S. restaurants and on flights booked directly with airlines and 2X points on all other purchases.
Marriott Bonvoy Business American Express Card: Best for businesses
The Marriott Bonvoy Business has an annual fee of $125 but offers a generous rewards rate on a variety of spending outside of just travel and hotel stays—making it a smart choice for business owners or entrepreneurs on the go. In addition to the 6X points for spending at hotels participating in the Marriott Bonvoy program, you’ll earn 4X points at restaurants worldwide and U.S. gas stations, 4X points on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping as well as 2X points on all other purchases.
This business credit card unlocks several rewards, including a free night award after your cardmember renewal month, premium Wi-Fi and 15 Elite Night credits per year. Additionally, enjoy complimentary Marriott Bonvoy Gold Elite status.
Free award night on your card renewal month
To celebrate having a Marriott credit card for a year, you can receive a free night award certificate. Here’s how it works:
After sticking with a Marriott credit card for a year, you will receive a certificate that entitles you to a free night stay at an eligible hotel (if you have the Bonvoy Brilliant or Bonvoy Boundless cards) or two free nights in the case of the Bonvoy Business.
This can be found in the “Activity” section on your Marriott Bonvoy account when you log in. This free night can be redeemed at participating Marriott Bonvoy hotels with a redemption level at or under 35,000 Marriott points. All you need to do is search for a hotel, select your dates and make sure the “Use Points/Certificates” option is checked before you complete your reservation.
Marriott elite status
The Marriott credit cards listed above all offer different Elite statuses to start with. Here are some of the perks you’ll enjoy at each elite status tier:
After staying just 10 nights per year at participating hotels, you can earn Silver Elite status. However, if you have either the Marriott Bonvoy Bold, Boundless or some Business credit cards, you automatically get Silver Elite status.
With Silver Elite status, you can access 10 percent more points on each stay as well as priority late checkout, member rates and free Wi-Fi.
To achieve the Gold Elite status, you will need to have spent 25 nights at participating hotels. However, if you own the Marriott Bonvoy Brilliant, or the Marriott Bonvoy Business you get Gold Elite status automatically.
Gold Elite status includes all the perks of Silver status and also unlocks a 25 percent point bonus on hotel stays, room upgrades, 2 p.m. late checkout on stays and more. With the Marriott Bonvoy Boundless and Business, you can also unlock Gold Elite status when you spend $35,000 in qualifying purchases in a year.
After 50 stays in one year, you will be able to reach Marriott Platinum Elite status. This gives you all the perks of Gold and Silver status, plus a 50 percent points bonus on stays and room upgrades.
If you manage to stay 75 nights per year at qualifying hotels, you unlock the Titanium Elite status. This status rewards you with 75 percent bonus points on stays plus room upgrades, lounge access and much more.
At the very top tier, the Ambassador Elite status only rewards those who stay 100 nights per year and reach $14,000 in annual qualifying spend. This tier unlocks all the benefits of the other statuses, plus Ambassador Service and Your24.
- The Ambassador Service gives you a point of contact during your stay to assist you at any time, anywhere.
- Your24 gives you the flexibility to choose any time of day to check in and check out.
How to choose a Marriott credit card
With a number of great Marriott credit cards to choose from, the best one for you will depend on a few different factors:
Cost. Marriott cards offer a wide range of annual fees, so you’ll have to decide how much you’re willing to pay and what benefits make an annual fee worth it.
Elite status. If you want to unlock Gold Elite status or higher, you may want to pick the Marriott Bonvoy Brilliant.
Rewards categories. Do you want to earn points mostly via hotel spending or do you plan to earn points on things like dining? If you’re looking for a more generous rewards rate on purchases outside of the travel category, the Marriott Bonvoy Business or Bonovy Brilliant may be good options.
Hotel loyalty. If you mainly stay at Marriott hotels, it can make sense to get a Marriott credit card. However, if you prefer to try different hotels or simply look for the best price, a more flexible travel credit card may be a better fit for you.
Upcoming changes to Marriott credit card loyalty program
Starting in 2022, there will be some changes to Marriott’s loyalty program. Here’s what you can expect:
- The award chart will be removed and Marriott will move to dynamic award pricing starting in March 2022
- Starting in 2023, there will no longer be limits on how many points properties can cost
- You will have the ability to add up to 15,000 points to a free night certificate
- Elite status is to be extended through February 2023
- Both suite night awards and free night awards will be extended through June 2022
- No points will expire through December 2022
The bottom line
Marriott Bonvoy credit cards have some great benefits to unlock, particularly if you travel a lot and stay at Marriott hotels. With any of the Marriott credit cards above, you will be able to earn plenty of points and access exclusive benefits to make your stay more enjoyable.
*The information about the Marriott Bonvoy Bold® Credit Card and Marriott Bonvoy Boundless® Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.