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Best checking accounts for February 2024

Updated February 21, 2024

Checking accounts are great for money that you need to spend. Checking accounts generally offer checks and have unlimited transactions, but there are exceptions.

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Banks with the best checking accounts for February 2024

Note: Annual percentage yields (APYs) shown are as of Feb. 25, 2024. All other information is current as of Feb. 21, 2024. Bankrate's editorial team validates this information regularly, typically biweekly. APYs may have changed since they were last updated and may vary by region for some products. Bankrate includes only FDIC banks or NCUA credit unions in its listings.

Heritage Bank eCentive checking account

Heritage Bank Logo
Rating: 3.8 stars out of 5


Heritage Bank is based in Spicer, Minnesota, and is known for its eCentive Checking Account. The eCentive checking account offers a competitive yield on balances up to $100,000. But you’ll need to earn that competitive APY by receiving electronic statements, having an automated payment or direct deposit each month and making at least $500 worth of monthly debit card purchases.

Invest Rate
0.05%-2.02% APY
$100 minimum balance to open

NBKC Bank Everything Account

NBKC Bank Logo
Rating: 3.9 stars out of 5


NBKC Bank is known for offering a competitive checking yield on all balances. It also doesn’t require a minimum opening deposit on its Everything Account. The account has ATM access and is a part of the MoneyPass network. That means customers have access to more than 37,000 fee-free ATMs.

Invest Rate
1.75% APY
$0 minimum balance to open

EverBank Yield Pledge Checking

EverBank Logo
Rating: 4.8 stars out of 5