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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
Three people reviewing a laptop together
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
Two seniors enjoy sitting outside their home
It puts off those pesky closing-day expenses. But you may pay for the delay.
Illustrated image featuring a hand floating over a house
This coverage can offer great benefits, but it can be expensive.
Albuquerque, New Mexico suburbs
If you’re a first-time homebuyer in New Mexico, help is available.
Image of a person holding onto a house
It’s a mortgage with a fluctuating interest rate. Which can be to your advantage — or not.
Mobile home park, age-restricted (55+) community in small beach town in California.
What is a chattel mortgage? A chattel mortgage is a loan used to buy movable property, like manufactured and mobile homes, rather than fixed real estate. They are sometimes referred to interchangeably [...]
High Street in Harpers Ferry, West Virginia
If you’re a first-time homebuyer in West Virginia, help is available.
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates retreated this week as the Federal Reserve opted not to cut rates.
Illustrated collage featuring a row of houses with a blue circle rising behind them
You save a chunk of cash upfront, but it may cost you more in the long run.
Cedar shingle house on the water in Cape Cod.
The rules are different for refinancing a second home or investment property.
A scale balancing a house and money
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
Couple discussing contract terms during meeting with realtor
There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one.
Illustrated collage featuring a mailbox with money falling out
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
Here are the best mortgage lenders for March 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Prospect Cottage on a beautiful sunny mid summer morning, made famous by film maker Derek Jarman who found inspiration at Dungeness, where he created a shingle garden made from debris he found on nearby beaches on the 13th of August 2020 in Dungeness, Kent, United Kingdom. (photo by Andrew Aitchison / In pictures via Getty Images)
Is a Fannie Mae HomePath property right for you?
How many mortgage payments can you miss before foreclosure?
It’s not the end if you miss just one. But don’t make a habit of it.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
Woman sitting down on a couch
Don’t give up on trying to keep your home. One of these strategies might rescue you.