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Mortgage basics

How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.

First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.

5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Financial tools to make that project happen — provided you pick the right one for your needs.

Follow these 10 steps to nail the loan and make buying that home a reality.

This type of mortgage lets you pay for a home and renovations with a single loan.

Here’s a checklist of what you need to get a mortgage preapproval letter.

It’s a good sign you’ll be approved for a loan, but not a guarantee.

Although used interchangeably, deferment isn’t the same as forbearance.

The down payment question may sound like a simple one, but it has many answers.

Both mean borrowing against your home, but their pros and cons vary quite a bit.

Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.

Both mean borrowing against your home, but their pros and cons vary quite a bit.

Mortgage rates dip amid swings In markets

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Borrowers with poor credit can still nail down home loan refinancing. Here’s how.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here’s how an FHA cash-out refinance works.

Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.

When it comes to these easier-to-qualify-for loans, these lenders are tops.

Here are some of the best bad credit mortgage lenders in 2025.

OK with doing your loan digitally? These mortgage companies are the tops.

A current or veteran military person? Here are the top VA lenders for you.

Bankrate’s guide to finding the best reverse mortgage lender for you

Here are some of the best mortgage refinance lenders in 2025.

Here are the best mortgage lenders for June 2025.

Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.

See which markets are more likely to reward renting over buying, and vice-versa.

Texas and Florida added the most new residents. New York and Illinois lost the most.

It’s an “in case of fire, break glass” kind of moment.

Biden’s housing platform attacks affordability issues.

U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.

Readers ask: How low can mortgage rates possibly go?