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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Illustrated collage featuring people working together to paint a house
Financial tools to make that project happen — provided you pick the right one for your needs.
A happy family jumping in a kitchen
Follow these 10 steps to nail the loan and make buying that home a reality.
Man working on the roof of a house
This type of mortgage lets you pay for a home and renovations with a single loan.
Two people reviewing documents
Here’s a checklist of what you need to get a mortgage preapproval letter.
Family couple consultations
It’s a good sign you’ll be approved for a loan, but not a guarantee.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
Illustration of money bags in front of a house
The down payment question may sound like a simple one, but it has many answers.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
How to get equity out of the house you’ve paid off
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
family in front of home
Both mean borrowing against your home, but their pros and cons vary quite a bit.
A house on a stack of money
Mortgage rates dip amid swings In markets
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Mortgage refinance options for bad credit
Borrowers with poor credit can still nail down home loan refinancing. Here’s how.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
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Here’s how an FHA cash-out refinance works.
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Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Chicago homes and skyline
See which markets are more likely to reward renting over buying, and vice-versa.
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Texas and Florida added the most new residents. New York and Illinois lost the most.
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
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U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?