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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Our list of lenders best suited to helping out a novice homeowner-to-be.
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Bankrate analysts and others weigh in on what to expect for mortgage rates in March.
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A 7/1 ARM has a more appealing interest rate to start, but there is risk.
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Pay a little more every month, and cut your mortgage interest by a lot.
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A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
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Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
OK with doing your loan digitally? These mortgage companies are the tops.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
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Underwater mortgages can occur during an economic downturn when home values fall.
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Here are strategies for avoiding foreclosure if you have trouble making house payments.
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This legal process could help you keep your home — but it comes with a catch.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
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A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
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Up to four, usually. But it’s complicated.
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It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.