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Your job might hold the key to your next mortgage.
That’s because from teachers and firefighters to doctors and lawyers, some government programs and lenders offer special mortgage deals to people who hold certain jobs.
And some select employers offer homebuying help to employees who want to live close to work.
Once you’ve settled on a basic location, check with the local governments to see if there are any programs or products offered for which you might qualify, says Barry Zigas, housing policy director for the Consumer Federation of America.
Another good source of information: a housing counselor certified by the U.S. Department of Housing and Urban Development.
A HUD-certified counselor will be able to help you in the area you’re looking in, he says.
And, along with the benefits, also look at any limitations or requirements that come with special deals and programs, he advises.
Think you might qualify for a job-related mortgage deal? Here are 4 to consider the next time you’re in the market for a home.
RATE SEARCH: Compare mortgage rates to find the best deal.
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