Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Latest credit card advice articles
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How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Jul 27, 2023 -
Is the Amex Gold worth it?
The Amex Gold Card charges a $250 annual fee, but the rewards and perks still make it a sweet deal.
5 min read Jul 25, 2023 -
Mastercard credit card benefits: What is the difference between each tier?
Learn about each Mastercard credit card tier’s benefits and perks.
5 min read Jul 20, 2023 -
How to close a Chase account
Learn how to and whether you should close your Chase account.
5 min read Jul 19, 2023 -
Credit card default: How it happens, what to do about it
Learn more about credit card default and what to do if you find yourself in that situation.
5 min read Jul 14, 2023 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score means you’ve done everything you need to do to prove that you are a creditworthy consumer.
6 min read Jul 14, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023 -
What is the Chase 5/24 rule?
If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.
4 min read Jul 07, 2023 -
Cards that get you top-tier hotel elite status via card spending
Whether you’re a business traveler or taking the family on a much-needed vacation, having elite status can pay off.
6 min read Jun 30, 2023 -
Should you downgrade your credit card?
If your credit card has a high annual fee, downgrading may be an option to save money and your credit score.
5 min read Jun 30, 2023 -
Capital One Venture vs. Capital One VentureOne Rewards Credit Card
Both earn rewards in Capital One’s proprietary Venture miles currency, but their welcome bonuses and rewards differ.
5 min read Jun 30, 2023 -
U.S. Bank Cash+ Visa Signature Card vs. Chase Freedom Flex
The distinction lies in what type of spending you’d like to earn rewards on, as well as the cap on those rewards.
7 min read Jun 23, 2023 -
What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023 -
Authorized users: Everything you need to know
Becoming an authorized user can help to raise your credit score.
7 min read Jun 22, 2023 -
New to credit cards? Don’t buy into these myths
Don’t buy into these common misconceptions about credit cards.
3 min read Jun 21, 2023 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Jun 20, 2023 -
Are credit cards that automatically reward your top spending categories a good deal?
Some cards automatically offer rewards in your top spending categories each period.
3 min read Jun 19, 2023 -
The Chase trifecta: What it is and how to maximize it
The Chase trifecta lets you make the most of all your spending. Find out which cards qualify and why you might want all three.
9 min read Jun 15, 2023 -
How to save on weddings using credit cards
A smart credit card strategy can help you pay off a wedding or get a free honeymoon.
3 min read Jun 15, 2023 -
What is a virtual credit card?
A virtual credit card uses randomly generated numbers to protect your card information.
6 min read Jun 15, 2023