Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Card Applications FAQs
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
How long can a credit card issuer take to resolve my billing error dispute?
The Fair Credit Billing Act provides an actual timeframe for the issuer to resolve disputes, so it can’t stretch out its investigation indefinitely.
3 min read Mar 19, 2024 -
RFID credit cards: Should you worry about protection?
If you’re wondering how safe RFID credit cards are, you’re in for some good news.
3 min read Dec 17, 2021 -
Can a credit card be canceled after being approved?
Here’s what you can do if your new credit card doesn’t meet your expectations.
3 min read Mar 10, 2023 -
What to do when you’re not immediately approved for a credit card
Everything you need to know about the credit card approval process.
5 min read Mar 14, 2022 -
What happens if you don’t activate a credit card?
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
4 min read May 26, 2022 -
Why I love the Delta SkyMiles Gold
There are dozens of airline credit cards offered these days, but the Delta SkyMiles Gold card stands out.
4 min read Sep 29, 2022 -
Bank of America launches new travel rewards card and expands Preferred Rewards
Bank of America is entering into the premium travel card space with the introduction of its Premium Rewards Elite Credit Card.
4 min read Oct 26, 2022 -
Can you buy lottery tickets with a credit card?
There are a few reasons many states prohibit using your credit card for lottery ticket purchases.
2 min read Dec 08, 2021 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Nov 23, 2022 -
Should a business notify me about a compromised credit card?
Businesses have certain legal responsibilities to customers when they discover a compromised card.
2 min read Nov 22, 2021 -
American Express waiving ‘Plan It’ fees during the holiday season
As the “buy now, pay later” (BNPL) industry continues to grow, traditional credit card issuers are adapting their offerings to lean into this trend.
5 min read Aug 18, 2022 -
Changing the due date on your credit card bills
Balance your cash flow by reordering your credit card payment dates.
3 min read Nov 04, 2021 -
Everything you need to know about purchase protection on Bank of America credit cards
Learn about bank of America purchase protection, how it works and how you can file a claim.
5 min read Oct 26, 2022 -
Walmart+ vs. Amazon Prime: Which shopping subscription service is better?
Both of these services offer very similar benefits and features, but which is best for you?
6 min read Jul 20, 2023 -
Gen Z would rather discuss their love life than credit card debt
Young Americans would rather discuss their personal life than their credit card balances.
4 min read Apr 14, 2022 -
Poll: COVID-19 causes debt surge for some consumers
For some, the COVID-19 pandemic now means carrying a bigger credit card balance.
6 min read Oct 21, 2021 -
How small business owners can use credit cards to stay afloat
Many small business owners are struggling because of the coronavirus. Here’s how some small business owners are using credit cards to their advantage.
6 min read Apr 04, 2024 -
Why you can still be on the hook for credit card charges you didn’t make… and how to avoid it
Bankrate spoke to several credit experts to find out how consumers can protect themselves.
5 min read Sep 22, 2021 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
3 min read Feb 07, 2022 -
Credit card debt plagues renters as eviction moratorium expires
Renters are struggling at the household level, but there are resources to help.
3 min read Sep 10, 2021