Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Card Applications FAQs
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
5 min read Sep 13, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Apr 23, 2024 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Mar 14, 2024 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Top reasons your issuer might close your credit card account
Card issuers may cancel a card for a few reasons. Here’s what you should know.
3 min read Sep 02, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Mar 21, 2024 -
Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
3 min read Mar 10, 2023 -
What is a chargeback?
Perhaps you bought something online and you never received it, or maybe your credit card was accidentally charged twice. Here’s what you need to know about chargebacks and when to pursue them.
5 min read Aug 29, 2022 -
What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
4 min read Mar 07, 2023 -
Should you pay bills with a credit card?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
6 min read Aug 26, 2022 -
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
Cut off? What to do if your credit card issuer lowered your limit
Preventative measures you can take, plus what to do if your limit was already cut.
6 min read Nov 17, 2022 -
Credit card protection: What is it and is it worth it?
Credit card protection insurance can help preserve your credit’s health in a pinch.
5 min read Aug 11, 2022 -
Can you go to jail for credit card debt?
You won’t necessarily go to jail for credit card debt, but you may end up in court.
4 min read Aug 04, 2022 -
Why do debit and credit cards have expiration dates?
The expiration date for your card helps keep your information secure and in good condition.
4 min read Jul 29, 2022 -
What’s the minimum age for an authorized user?
One way parents can begin the conversation with their children about credit is by adding them to their existing credit card accounts as authorized users.
5 min read Jun 20, 2022 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
4 min read Jun 08, 2022 -
What are contactless credit cards?
Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.
4 min read May 23, 2022 -
“Can I have $20?”: When to give your child a debit card
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.
6 min read Oct 26, 2022 -
How to teach your teenager about financial responsibility
Are you ready to teach your teens about earning, spending, saving and investing? Greenlight can make the process easy and fun.
5 min read Jul 10, 2024