Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
3 min read Feb 24, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Best credit cards for Southwest Airlines
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
4 min read Jul 12, 2023 -
What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
5 min read Feb 14, 2023 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
6 min read May 25, 2023 -
8 bad credit card habits you need to break
These 8 bad credit card habits could be holding you back.
7 min read Feb 06, 2023 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
6 min read Jul 26, 2023 -
Best credit cards for paying taxes in 2023
Which credit cards are best for paying taxes?
7 min read Jul 26, 2023 -
Biggest credit card scams to look out for in 2023
Credit card scams are getting more sophisticated in 2023.
7 min read Jan 23, 2023 -
4 things young Americans should know about credit cards in 2023
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
5 min read Jan 19, 2023 -
Credit card fraud statistics
Credit card fraud is the second most common type of identity theft in the U.S.
6 min read Jan 12, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Feb 10, 2023 -
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023
Here’s how I earned $1,701 in credit card rewards in 2022.
4 min read Apr 23, 2024 -
How to prequalify for an Amex credit card
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
7 min read May 22, 2023 -
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read May 15, 2023 -
PayPal Honey review 2023: Does the extension really work?
Find out how this browser extension works and whether PayPal Honey is legit.
3 min read Jan 02, 2023 -
Debit vs. credit: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
8 min read Feb 14, 2023 -
What does it mean when your credit card application is pending?
Credit card issuers occasionally need extra time to accept or decline a credit card application. Here’s what you need to know about a pending application.
4 min read Dec 07, 2022 -
“Crypto winter” affecting crypto credit cards
You can earn credit card rewards in the form of cryptocurrency, but is it a good idea?
4 min read Mar 10, 2023 -
Should you apply for a new credit card during the holidays?
Here are some tips for applying for a credit card during the holidays.
3 min read May 02, 2023