Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Best credit cards for earning rewards for Airbnb and Vrbo stays
Learn some of the best ways to earn rewards on Airbnb and VRBO stays.
38 min read Mar 19, 2025 -
Can you apply for a credit card while unemployed?
Use these tips to continue building credit responsibly, even during a period of unemployment.
6 min read Mar 19, 2025 -
Should I close my credit card if I have a high interest rate?
Learn when to say goodbye to your high-interest credit card and when to keep it.
6 min read Mar 18, 2025 -
Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
7 min read Mar 18, 2025 -
What is penalty APR and how do you avoid it?
Learn about penalty APRS and how to avoid them.
7 min read Mar 18, 2025 -
Merchant services 101: A complete guide
Finding a way to process payments is a crucial part of managing your business.
6 min read Mar 17, 2025 -
When to apply for a credit card after bankruptcy
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit?
6 min read Mar 14, 2025 -
Capital One Platinum vs. Capital One QuicksilverOne
If you’re focused on building your credit, both cards are good options to consider.
5 min read Mar 14, 2025 -
How to request a credit line increase with Credit One
Learn how to request a credit line increase with Credit One.
5 min read Mar 14, 2025 -
“Can I have $20?”: When to give your child a debit card
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.
6 min read Mar 13, 2025 -
What is a virtual credit card?
A virtual credit card uses randomly generated numbers to protect your card information.
6 min read Mar 13, 2025 -
Is Upside a good way to save at gas stations, restaurants and grocery stores?
Pairing your credit card with the Upside app can help you save more than you think.
6 min read Mar 13, 2025 -
Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
5 min read Mar 12, 2025 -
How I built my credit with a credit card
I raised my credit score by more than 120 points with credit cards. Here’s how.
6 min read Mar 11, 2025 -
Merchant category codes: How to earn more cash back
Merchant category codes can help consumers earn more with rewards credit cards.
8 min read Mar 05, 2025 -
Can you rent a car with a debit card?
Most rental car companies make you take extra steps to rent with a debit card.
11 min read Mar 05, 2025 -
Can you get a balance transfer card with bad credit?
Find out how you can qualify for a balance transfer card with bad credit.
4 min read Mar 05, 2025 -
Visa vs. Mastercard: Which card is better for your wallet?
Visa and Mastercard are card networks that offer similar protections and benefits.
5 min read Feb 28, 2025 -
How to do a balance transfer with Citi
Discover everything you need to know about transferring a balance with Citi.
4 min read Feb 28, 2025 -
Does having two credit cards help build credit faster?
Having two credit cards can help you build credit faster, but it depends on how you use them.
6 min read Feb 28, 2025