Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Card Applications FAQs
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
What is a credit card balance?
Understanding your credit card balance can make it easier to manage debt.
3 min read Aug 26, 2022 -
How to get preapproved for a Bank of America credit card
Borrowers can get preapproved for Bank of America credit cards in order to see which offers you qualify for without hurting your credit.
8 min read Aug 23, 2022 -
Cut off? What to do if your credit card issuer lowered your limit
Preventative measures you can take, plus what to do if your limit was already cut.
6 min read Aug 16, 2022 -
Credit card protection: What is it and is it worth it?
Credit card protection insurance can help preserve your credit’s health in a pinch.
5 min read Aug 11, 2022 -
Can you go to jail for credit card debt?
You won’t necessarily go to jail for credit card debt, but you may end up in court.
4 min read Aug 04, 2022 -
Why do debit and credit cards have expiration dates?
The expiration date for your card helps keep your information secure and in good condition.
4 min read Jul 29, 2022 -
What’s the minimum age for an authorized user?
One way parents can begin the conversation with their children about credit is by adding them to their existing credit card accounts as authorized users.
5 min read Jun 20, 2022 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
4 min read Jun 08, 2022 -
How to dispute a credit card charge
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
7 min read May 26, 2022 -
How long does it take to build credit?
Building a credit score requires consistent positive behavior and most importantly, patience.
5 min read May 25, 2022 -
What are contactless credit cards?
Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.
4 min read May 23, 2022 -
“Can I have $20?”: When to give your child a debit card
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.
6 min read May 20, 2022 -
Credit for kids: How parents can help their child build credit early
Help your child build credit early and determine whether they’re ready for the responsibility.
6 min read May 20, 2022 -
How to teach your teenager about financial responsibility
Are you ready to teach your teens about earning, spending, saving and investing? Greenlight can make the process easy and fun.
5 min read May 20, 2022 -
Best new credit cards in 2021
Card issuers have come up with new credit cards and refreshed old offers over the last year.
6 min read Apr 22, 2022 -
Best of Genesis Financial Solutions card services
Genesis Financial Solutions provides credit card options for those with poor credit.
3 min read Apr 06, 2022 -
Visa credit card benefits: What’s the difference between Visa Traditional, Signature and Infinite?
The differences between these Visa credit card tiers lie in the extra benefits.
9 min read Apr 01, 2022 -
What to do when you get sued for credit card debt
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
5 min read Mar 31, 2022 -
What is a charge card?
A charge card doesn’t have a preset limit, but requires an excellent credit score and must be paid in full each month.
4 min read Mar 31, 2022