Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
My immigrant parents preached these 5 credit card rules. Here’s how they hold up.
My immigrant parents urged me to only carry a few cards, use them sparingly and never pay interest, among other lessons — how many still hold up?
7 min read Dec 03, 2024 -
How to report income on your credit card application
Stating your correct income when you apply for a new card is very important.
6 min read Nov 27, 2024 -
What really happens when you apply for a credit card, and how to improve your approval odds
Insider info on how credit card issuers review and consider new card applications.
6 min read Nov 27, 2024 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
4 min read Nov 26, 2024 -
Traveling around the world with credit card points
Points and miles can allowed you to travel across the globe.
7 min read Nov 26, 2024 -
Bank of America Purchase Protection Guide
Learn about bank of America purchase protection, how it works and how you can file a claim.
4 min read Nov 22, 2024 -
5 tips for first-time flyers
If you’re flying for the first time, these tips can help make your experience more smooth.
5 min read Nov 20, 2024 -
How to get the most out of Capital One Entertainment
The Capital One Entertainment portal helps you to score access to exclusive experiences.
4 min read Nov 19, 2024 -
How my Amazon Prime Visa card helps pay for my holiday gift giving
Here’s how I use my Prime Visa card to get ahead with holiday gift giving.
3 min read Nov 18, 2024 -
Flat-rate cash back cards vs. bonus category cash back cards
Choosing a flat-rate or bonus category cash back card depends on how you use it.
4 min read Nov 06, 2024 -
Best business credit cards for travel
Compare the top credit cards for travel for your business needs.
5 min read Oct 18, 2024 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
6 min read Sep 10, 2024 -
Best Delta Air Lines credit cards
Check out Bankrate’s top Delta credit card picks.
7 min read Aug 15, 2024 -
Is the Amex Gold worth it?
The Amex Gold can offer incredible value, but it’s not for everyone.
6 min read Jul 31, 2024 -
Is the American Express Business Platinum worth it?
Find out if the Business Platinum Card from American Express is worth the annual fee.
6 min read Jul 16, 2024 -
Credit cards for stay-at-home parents or guardians
Credit cards that offer rewards in common spending categories, like groceries and dining, can help stay-at-home parents build credit.
3 min read Jun 24, 2024 -
Can you post a bond with a credit card?
How to post bond with a card, including any exceptions and financial impacts.
6 min read May 31, 2024 -
Average credit card debt in the U.S.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
4 min read Feb 14, 2024 -
6 ways to get bigger credit card bonuses
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
3 min read Feb 13, 2024