Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
Should I pay my mortgage with a credit card?
It’s possible to pay your mortgage with a credit card, but you’ll face some obstacles, namely in fees an potential interest charges. This type of payment could also impact your credit score.
6 min read Feb 13, 2025 -
Your guide to combining credit card rewards
Can you combine credit card rewards? The answer depends on your issuer.
6 min read Feb 13, 2025 -
Want to pay almost any bill with a credit card? You need Plastiq
Plastiq helps you pay bills that you’d usually need to pay via check or bank transfer.
7 min read Feb 12, 2025 -
Your complete guide to the Bonvoy Brilliant $300 dining credit
Here’s what you need to know about the new dining credit for this card.
5 min read Feb 12, 2025 -
Should you downgrade your credit card?
Before you cancel your credit card, consider downgrading it instead.
5 min read Feb 10, 2025 -
Can you go to jail for credit card debt?
You won’t go to jail for credit card debt, but you may end up in court.
5 min read Feb 10, 2025 -
How to check and change your billing address
Here’s how to change your billing address with several major credit card issuers.
8 min read Feb 07, 2025 -
Can you pay a credit card with a credit card?
Credit card debt can be tricky, but a balance transfer card may be able to help.
9 min read Feb 07, 2025 -
Credit card default: How it happens, what to do about it
Learn more about credit card default and what to do if you find yourself in that situation.
5 min read Feb 05, 2025 -
How to decide which credit cards to cancel
Before you decide to cancel a credit card, look at alternatives to keeping the account open and if canceling seems like the best option, learn how to cancel your card the right way.
8 min read Feb 05, 2025 -
Can you buy a car with a credit card?
Consider how buying a car with a credit card may affect your credit or the cost.
9 min read Feb 05, 2025 -
10 credit card mistakes to avoid in 2025
Avoid these 10 credit card mistakes this year to make the best use of your credit.
9 min read Feb 03, 2025 -
Should you pay bills with a credit card?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
6 min read Jan 31, 2025 -
How to spot a credit card skimmer
These devices take only seconds to install and can give thieves access to your banking data.
5 min read Jan 31, 2025 -
What is the shopping cart trick and does it still work?
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work?
5 min read Jan 31, 2025 -
Should you pay off credit card debt before applying for a mortgage?
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
4 min read Jan 30, 2025 -
How to use the Capital One Savor sign-up bonus
Learn how to use the sign-up bonus that Capital One Savor offers to new cardholders.
5 min read Jan 30, 2025 -
9 major hotel chains with free breakfast
Before you book your next vacation, look for ways to score free breakfast.
6 min read Jan 29, 2025 -
What are convenience checks?
Convenience checks can be used in a number of ways, but they come with hidden costs.
6 min read Jan 27, 2025 -
Can you pay rent with a credit card?
Paying rent with a credit card can be a quick way to earn rewards, but beware of the risks before you decide.
9 min read Jan 24, 2025