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Instacart Mastercard review: A great fit for grocery delivery — if you can stomach service fees

It could offer great value if you’re already a big Instacart user, but it may fall flat if you just want grocery rewards.

 /  13 min
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Snapshot

Bottom line

This card could be a great choice for fans of grocery delivery who value convenience. However, Instacart’s price markups and additional service fees could eat into your rewards.

Instacart Mastercard®

Instacart Mastercard®

Recommended credit score:(670 - 850)

Intro offer

$50 Instacart credit

Rewards rate

1% - 5%

Annual fee

$0

Regular APR

19.49% - 28.24% Variable

compare
Compare

Instacart Mastercard® overview

Fans of grocery delivery services may find a lot to love about the Instacart Mastercard. Instacart’s first credit card has no annual fee and earns 5 percent cash back on Instacart purchases you make with eligible retail brands on Instacart purchases you make on Instacart.com and the Instacart app (excluding restaurant orders powered by Uber Eats). That should cover your groceries and many other everyday purchases, including purchases from eligible superstores and wholesale clubs — categories in which many of the best cash back cards fall short.

The card also offers elevated cash back rewards beyond Instacart, including on travel purchased through Chase Travel℠, at gas stations, restaurants and on select streaming services. When you add in a generous amount of consumer protections and additional benefits, this could be a decent card that covers the needs of many at-home shopping fans looking for food delivery perks.

  • Credit Card Cash Back Icon

    Rewards

    • 5 percent cash back on Instacart.com and Instacart app purchases (excluding restaurant orders powered by Uber Eats) and on Chase Travel℠ purchases 
    • 2 percent cash back at gas stations, restaurants and on select streaming services 
    • 1 percent cash back on all other purchases

    Expert Appraisal: Good
    See our expert analysis

  • Rewards Icon

    Welcome offer

    • $50 Instacart credit automatically upon approval

    Expert Appraisal: Unimpressive
    See our expert analysis

  • Credit Card Search Icon

    Rates and fees

    • Annual fee: None
    • Foreign transaction fee: None 
    • Regular APR: 20.24 percent to 28.99 percent variable
    • Cash advance APR: 29.99 percent variable
    • Penalty APR: Up to 29.99 percent variable
    • Late/returned payment: Up to $40
    • Balance transfer fee: 5 percent of the amount of each transfer (minimum $5)
    • Cash advance fee: 5 percent of the amount of each transaction (minimum $10)

    Expert Appraisal: Typical
    See our expert analysis

  • Congrats Icon

    Other cardholder perks

    • Travel and shopping protections
    • Auto rental collision damage waiver
    • Roadside dispatch
    • World Elite benefits

    Expert Appraisal: Good
    See our expert analysis

Instacard Mastercard pros and cons

Pros

  • Checkmark Icon

    This card’s cash back rate for Instacart purchases is higher than some competitors’ rates for in-store purchases.

  • Checkmark Icon

    Its generous perks match those found on many premium cards.

  • Checkmark Icon

    Instacart partners with popular food and non-food retailers, so you'll have plenty of reward opportunities with this card.

Cons

  • It doesn’t earn boosted rewards for regular grocery purchases outside of Instacart orders, limiting the card’s flexibility.

  • The Instacart app charges many extra fees, which could cut into your rewards earnings.

  • Cash back rates for non-Instacart purchases are mediocre compared to other cards.

Why you might want the Instacart Mastercard

The Instacart Mastercard may seem like a niche credit card, but it offers an exciting array of benefits for Instacart fans and beyond. Its benefits make it a well-rounded rewards card, despite being co-branded. 

Rewards rate: Great rewards in an uncommon category

The Chase Instacart Mastercard’s standout feature is its excellent cash back rate on Instacart app and Instacart.com purchases, which holds up well compared to the rates you’ll find on some of the best cash back cards for groceries. But the Instacart card could be more rewarding because it earns 5 percent cash back not only at U.S. supermarkets, but also at hundreds of popular retail stores across multiple categories. Even though Instacart is known for online grocery shopping and delivery, it partners with plenty of popular retail chains, superstores and wholesale clubs. With these options, people should be able to take advantage of 5 percent cash back at U.S. supermarkets and around 1,400 national, regional, and local retail brands.

Cardholder perks: Solid travel protections for a rewards card 

The Chase Instacart card has an impressive list of travel and purchase protections like travel accident insurance and emergency assistant services, baggage delay insurance, purchase protection, lost luggage reimbursement, auto rental collision damage waiver, roadside assistance and extended warranty protection. It’s rare to find so many protections in a no-annual-fee card (especially one that isn’t a travel card). These benefits can add significant value to your Instacart Mastercard, especially the travel insurance perks if you use the card for travel purchases through the Chase Travel portal and bring it abroad.

The Instacart card also comes with a number of perks from Mastercard’s top-of-the-line World Elite benefits. These include complimentary 24/7 concierge services, access to Mastercard Priceless® Experiences and exclusive offers from well-known brands for ride-sharing and online shopping.

Why you might want a different rewards card

While the Instacart Mastercard can earn an impressive rewards rate on eligible Instacart and travel purchases, it might not be your best go-to grocery rewards card. 

Welcome offer: Significantly reduced value

Chase and Instacart now offers new cardholders a $50 Instacart credit upon approval. This is a downgrade from the previous offer, which gave you double the credit and Instacart+ free for a year.

Instacart+ normally costs $99.99 annually or $9.99 monthly, so losing that value is a significant step back. Welcome offers on several of the best no-annual-fee cards can provide much better initial value. The good part is that you don’t have to spend anything to earn the Instacart credit, unlike other rewards card bonuses that typically require you to spend $500 or more to earn a sign-up bonus.

Rates and fees: Watch out for Instacart fees

Even though the Instacart card has standard credit card fees, Instacart shoppers need to be mindful of various service and membership fees. Instacart+ membership costs $99 per year or $9.99 per month for the premium service.

You don’t need Instacart+ to use Instacart, but if you shop at least twice a month, it may be worth the service charges and delivery fees. Instacart charges non-Instacart+ members a delivery fee ($10 order minimum for delivery) for all orders, along with a service charge. But with Instacart+, you eliminate the delivery fee for orders over $35 and get a lower service fee. With free deliveries and the reduced service fee, users with Instacart+ can partially offset the cost of membership with cash back rewards in about 13 deliveries that have a total purchase amount of roughly $1,620. One decent-sized grocery order a month may be all you need to achieve that amount of spending.

This may not be too bad if you use Instacart as a main source for grocery shopping. However, those aren’t the only fees you need to keep in mind. In addition to service fees, Instacart also has situational fees based on what you buy, including:

  • Heavy fee
  • Long-distance service fees
  • Alcohol service fees
  • Priority fees
  • Pickup fees (from certain retailers)
  • Bottle deposit and bag fees
  • Taxes and additional regulatory fees

These fees could add up quickly. Even with the generous cash back rewards, shoppers who aren’t careful could pay a lot more with the Instacart card than they would in-store.

We tried it: Here's what our experts say

For Bankrate writer Ryan Flanigan, the extra cost of ordering groceries via Instacart is worth it for the time it saves him. Still, he thinks this card could be a big help in offsetting Instacart’s markup.

"I’ve used Instacart almost exclusively since the pandemic and after having a child. While Instacart does mark up prices a bit, the convenience and time savings are immensely valuable to me. This card would help offset a lot of the extra cost, and Instacart covers such a wide range of stores that you can get excellent savings almost anywhere."

— Ryan Flanigan, Writer, Credit Cards

 

How the Instacart Mastercard compares to other rewards cards

The Instacart Mastercard comes with a solid cash back rate and brings extra value to an already convenient service. However, the card is best used with an Instacart+ membership if you want to truly maximize your cash back rewards. If you’re on the fence, here’s how it stacks up against some competitors.

Image of Instacart Mastercard®

Instacart Mastercard®

Bankrate Score
Rating: 0 stars out of 5
0.0

Annual fee

$0

Intro offer

$50 Instacart credit
Info Icon

Rewards rate

1% - 5%
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon
Image of Blue Cash Preferred® Card from American Express
Bankrate Score
See Rates & Fees , Terms Apply
Apply now Lock Icon
on American Express's secure site

Annual fee

$0 intro annual fee for the first year, then $95.

Intro offer

Earn $250
Info Icon

Rewards rate

1% - 6%
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon
Image of Prime Visa
Bankrate Score
Apply now Lock Icon
on Amazon's secure site

Annual fee

$0

Intro offer

Get a $150 Amazon Gift Card
Info Icon

Rewards rate

1% - 10%
Info Icon

Recommended Credit Score

Good to Excellent (670 – 850)
Info Icon

Best cards to pair with the Instacart Mastercard

The best option to pair with the Instacart Mastercard is another no-annual-fee card that can help fill in the gaps in rewards categories the card doesn’t already cover.  

Who is the Instacart Mastercard right for?

The Instacart Mastercard is a good addition to your card lineup if you prefer to shop online or if you frequently use Instacart.

Bankrate’s Take — Is the Instacart Mastercard worth it?

If you plan to continually subscribe to Instacart+ and make all your purchases in the app or online with the service, the Instacart Mastercard can certainly be worth it. Plus, the added convenience of having groceries delivered to your door cuts down on time spent running errands and the amount of gas you’ll use each year.

If you’re not interested in paying for Instacart+ or want to get the best value for your purchases, you’ll likely want to skip this card. After you consider Instacart’s many potential fees for the service, there are other cards that can be more rewarding.

The information about the Instacart Mastercard® has been collected independently by Bankrate.com. The issuer did not provide the content, nor is it responsible for its accuracy.

How we rated this card

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150+
cards rated
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50+
rewards programs valued
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1800
data points analyzed
Credit Card Reviews Icon
40+
perks evaluated

We rate credit cards using a proprietary card scoring system that ranks each card’s estimated average rewards rate, estimated annual earnings, welcome bonus value, APR, fees, perks and more against those of other cards in its primary category.

Each card feature is assigned a weighting based on how important it is to people looking for a card in a given category. These features are then scored based on how they rank relative to the features on other cards in the category. Based on these calculations, each card receives an overall rating of 1-5 stars (with 5 being the highest possible score and 1 being the lowest). 

We analyzed over 150 of the most popular rewards and cash back cards to determine where each stacked up based on their value, cost, benefits and more. Here are some of the key factors that influenced this card’s overall score and how the score influenced our review:

Frequently asked questions

What cardholders think

Image of Instacart Mastercard®

Instacart Mastercard®

3.8 Star Icon
47 ratings
Info Icon
Score breakdown
5 stars
26%
4 stars
40%
3 stars
28%
2 stars
2%
1 star
4%
Score by category
Overall 3.8 / 5
Extra perks 3.6 / 5
Meets financial needs 3.9 / 5
Privacy and security 4.3 / 5
Customer service 3.8 / 5
Online portal or mobile app 3.7 / 5

In May 2024, Bankrate collaborated with third-party SliceMR to survey 6160 cardholders nationwide. Bankrate and Slice MR collected, averaged and presented website analytics and cardholder responses to six questions on a 5-point scale. Responses are based on individual cardholder’s product details, and therefore cannot be verified for accuracy. Users received an incentive for their feedback. User ratings are unedited and have not been reviewed or approved by credit card issuers, nor do these ratings reflect Bankrate’s own reviews of these cards.

Community Reviews

Explore Instacart Mastercard® reviews from certified cardholders.
Search Icon
Caret Down Icon
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes, because of the ease of using it for my shopping needs.
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes bc I also will work there as well
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
I am disabled and have to get m,y groceries delivered. It is a godsend to me.
Score by category
Meets financial needs 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Not everyday but once a week
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 3 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I earned free groceries
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
For emergencies and doctors appointments
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes it is because it gives you money back and great deals and I spend everyday
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 1 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I used my card to get my family some meals delivered to their homes and I had gotten rewards for the transfer so it helped both them and I
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Great service
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No, it isn't. I use it once a week to buy groceries through instacart.
Score by category
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
The experience I had with instant credit card is it comes with a solid cash back rate and brings a ton of value to convenient services
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Up my credit score
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I do not like to recommend
Score by category
Meets financial needs 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I use the app all the time & it’s convenient, helps me save money
Score by category
Extra perks 3 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Instacart credit card for its rewards, tailored benefits for Instacart users, and the convenience of having a dedicated card for grocery purchases.
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Use it for many purchases, mostly gas, groceries, etc.
Score by category
Extra perks 5 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
It is part of my everyday life cause I use it very often to have grocery orders delivered to my residence.
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 3 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I was able to get any item they I wanted for half off just because I had that card
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
My mom
Score by category
Extra perks 3 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
I would recommend because it is useful and worth the effort
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
because I shop Instacart
Score by category
Extra perks 5 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Was rewarded
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Yes because it is convenient and helps me save
Score by category
Extra perks 1 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Are use Instacart with frequency. Seems like a good idea.
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
It’s part of the job requirement
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Promotion benefits from advertising
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 2 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I love it because it build my credit faster and save me money
Score by category
Extra perks 2 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
The Instacart credit card gave me the ability to purchase groceries when I did not have the funds to do so and also gave me the ability to pay it back over time
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I have the instacart where i can purchase some good food and get it delivered right to my front door and it some times come berlfore i expected it would
Score by category
Extra perks 5 / 5
Meets financial needs 2 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I applied bc they sent me a preapproval
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I order Instacart frequently and is a good card
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
It's ok
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
I have awesome experience with the card and all it's benifits
Score by category
Extra perks 4 / 5
Meets financial needs 5 / 5
Online portal or mobile app 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
bonus features
Score by category
Extra perks 4 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Nothing specific
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Customer service 5 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I have an Instacart account and it just makes shopping easier
Score by category
Extra perks 3 / 5
Meets financial needs 1 / 5
Online portal or mobile app 5 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
No I really don't trust the safety of it
Score by category
Extra perks 4 / 5
Meets financial needs 4 / 5
Online portal or mobile app 2 / 5
Customer service 4 / 5
Privacy and security 2 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
To help me if I don’t have the funds at the tome
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 2 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
Card for a friend great services
Score by category
Extra perks 4 / 5
Meets financial needs 2 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No I use it while I work for food
Score by category
Extra perks 3 / 5
Meets financial needs 2 / 5
Online portal or mobile app 5 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
I was very interested with it
Score by category
Extra perks 4 / 5
Meets financial needs 3 / 5
Online portal or mobile app 4 / 5
Customer service 5 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Tell us about an experience you had because of the benefits earned from the card
Good
Score by category
Extra perks 5 / 5
Meets financial needs 5 / 5
Online portal or mobile app 4 / 5
Customer service 4 / 5
Privacy and security 5 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Really no complaints
Score by category
Extra perks 2 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 3 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Why would you or would you not recommend this card to a friend?
No i do not like it
Score by category
Extra perks 3 / 5
Meets financial needs 3 / 5
Online portal or mobile app 3 / 5
Customer service 4 / 5
Privacy and security 3 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
Almost every day
Score by category
Extra perks 2 / 5
Meets financial needs 3 / 5
Online portal or mobile app 2 / 5
Customer service 3 / 5
Privacy and security 4 / 5
Anonymous Cardholder
May 31, 2024
Is this card a part of your everyday life, why or why not?
No is part of every day life
Score by category
Extra perks 1 / 5
Meets financial needs 1 / 5
Online portal or mobile app 1 / 5
Customer service 1 / 5
Privacy and security 1 / 5
Anonymous Cardholder
May 31, 2024
What made you choose this card?
Because I am work with instacart
Score by category
Extra perks 5 / 5
Meets financial needs 1 / 5
Online portal or mobile app 2 / 5
Customer service 2 / 5
Privacy and security 5 / 5
Written by
Steve Dashiell
Editor, Credit cards
Steven Dashiell is an editor for Bankrate and CreditCards.com with expertise in rewards credit cards, financial literacy, and helping consumers build and maintain their credit.
Edited by Senior Editor, Credit Cards

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.