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*The Estimated Earnings calculation is intended for illustrative purposes only and is not a guarantee of savings. Actual results may vary, based on various factors such as changing rates, time, balance, and compounding frequency. APY (annual percentage yield) for the savings account national average is based on a national survey of 10 of the largest financial institutions. The Bankrate-Trusted bank average APY is accurate as of 02/16/22. The savings account national average APY information is accurate as of 02/23/22. All participating banks in the program are insured by the Federal Deposit Insurance Corporation (FDIC).