Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 11/16/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.91^%_APY

National Average

0.62^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

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$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

A downward facing red arrow "crashing" trough a shattering $100 bill.

Worried that your high-yield savings APY isn’t so high? Here’s how to stay on top.

Person imagining a piggy bank made out of cash.

Ready to open a savings account? Here’s what you’ll need to know.

Artistic sketch of a businessman on a suspended platform looking down as the platform morphs into a downward arrow with a '%' symbol on its side.

As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.

Illustration of an old-fashioned physical bank branch and a mobile phone.

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

Close-up photo of the front of the Federal Reserve in Washington, DC, with the name "Federal Reserve" below the bust of the eagle.

The Fed has kept interest rates steady so far in 2025, but that might change soon.

A couple works on their finances on a laptop in their kitchen.

With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.

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Get the latest rates on top-yielding money market accounts.

Our top 5 picks scored highly for access, range of products and digital options.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

These four types of bank accounts can help you meet your financial goals.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

The best account to save your money will vary by your goal.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Illustration of woman holding a briefcase in front of two bar graphs representing the deteriorating labor market

It’s a tale of two job markets: secure for job holders, recession-like for job seekers.

A savings account is a good tool for teaching children financial basics and responsibility.

A father multi-tasks with his young son.

Savers, here are strategies to invest in CDs.

Consumers without a bank account face hurdles when trying to cash a check.

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Here’s everything you need to know about high-yield savings accounts.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

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Here are a few different ways to see how much money you have in your bank account.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Help us shape the future of personal finance