Capital One ranks as America’s best big bank for the third year in a row. Products and accounts offered include credit cards, checking and savings accounts and options for consumers in search of a new car or mortgage.
All of the bank’s deposit products are fee-free, Capital One 360-branded online accounts. There are no minimum balance or deposit requirements and checking account customers can earn some interest. CD and savings account yields are consistently higher than what other big banks offer.
Customers have access to more than 39,000 ATMs through the Allpoint network and more than 700 branches, most of which are located in Mid-Atlantic states, Texas and Louisiana. Residents of select cities can also visit a Capital One Cafe to open a new account, grab a cup of coffee or meet with a money coach. Capital One consistently earns recognition for its banking app, which ranks high in J.D. Power’s 2019 assessment of U.S. customer satisfaction with mobile banking apps.