Savings
Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.
Explore savings basics
The amount of money you should save each month will vary based on your goals. Here’s what to know.
It’s a low interest rate environment, but there are ways to earn more on your money.
Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]
Build good budgeting habits
SAVINGS
Bank accounts with budgeting tools
Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.
SAVINGS
Ways to save money on a tight budget
Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.
SAVINGS
Best money-saving apps
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Weekly Savings Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 04/23/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.08%APY
VS
National Average
0.59%APY
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See how much your savings can grow
Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.
Learn more
- Introduction to Savings Accounts
Here’s everything you need to know about savings accounts.
Ready to open a savings account? Here’s what you’ll need to know.
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
The best account to save your money will vary by your goal.
There are ways to access your money and ultimately spend it. Here’s how.
Latest articles
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There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]
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We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Financial markets may drop lower, but APYs on high-yield savings remain high.
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