Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/01/2026. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.61^%_APY

National Average

0.62^%_APY

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Illustration of bag with dollar sign on it and allow in background, headline reading today's best high-yield savings rates

Compare the best high-yield savings rates as of September 11, 2025.

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Compare the best high-yield savings rates as of September 10, 2025.

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Knowing how these accounts work, and how they differ, can help better your finances.

Illustration of stack of money with headline that says best high-yield savings interest rates

Compare the best high-yield savings rates as of September 9, 2025.

Fed rate hike to curb inflation, wooden block with FED and up-down arrows icon. Central banking system and interest rate changes.

We look back at how banks handled rate cuts in 2024, and what to expect in 2025.

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Compare the best high-yield savings rates as of September 8, 2025.

Bankrate offers 18 ideas for stretching your budget to save money.

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Giving money as a gift doesn’t have to be boring. Use this guide to personalize your monetary giving.

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Get the latest rates on top-yielding money market accounts.

How Reg. D impacts your savings account and why it pays to check with your bank.

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CD terms can range from three months to five years. Learn which one is right for you.

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Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

These accounts sound similar, but there are some key differences to know.

The best account to save your money will vary by your goal.

Our top 5 picks scored highly for access, range of products and digital options.

Whimsical artwork of four piggy banks standing atop of four stacks of coins, gradually increasing in height

If you’re looking to save with a credit union, here are the top rates available.

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Image by GettyImages; Illustration by Bankrate

Here’s why you should avoid being underbanked and how to ensure that you aren’t.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Take a look at the days when CDs were offering investors double-digit returns.

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These are the 10 largest credit unions in the United States based on assets.

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The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]

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The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Compare top-rated banks

See how much your savings can grow

Latest articles

Help us shape the future of personal finance