Savings
Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.
Explore savings basics
The amount of money you should save each month will vary based on your goals. Here’s what to know.
It’s a low interest rate environment, but there are ways to earn more on your money.
Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]
Build good budgeting habits
SAVINGS
Bank accounts with budgeting tools
Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.
SAVINGS
Ways to save money on a tight budget
Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.
SAVINGS
Best money-saving apps
Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.
Weekly Savings Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/24/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
4.03%APY
VS
National Average
0.60%APY
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See how much your savings can grow
Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.
Learn more
- Introduction to Savings Accounts
Here’s everything you need to know about savings accounts.
Ready to open a savings account? Here’s what you’ll need to know.
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
The best account to save your money will vary by your goal.
There are ways to access your money and ultimately spend it. Here’s how.
Latest articles
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
There are ways to access your money and ultimately spend it. Here’s how.
Verizon and Openbank announced a partnership on Tuesday that gives Verizon customers a way to save money on their bill if they have an Openbank High Yield Savings account. Verizon customers can save money [...]
Emergency savings depleted? Here’s how to start replenishing it.
There are a handful of numbers you should track for your financial health and well-being. A few you might already know about – your credit score and your net worth, for example. But you should also know [...]
As the old saying goes: What goes up, must come down. But in the case of annual percentage yields (APYs), we might have a bit more air time. While APYs on deposit accounts may have come down from their [...]
Here’s what you need to know about tapping into your emergency fund.
After facing a rent increase, I’m moving to Washington, D.C. to save $24,000 over two years.
These tips can help you manage your money more wisely and make you a bit richer.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Find the right business savings account to help your company’s money grow.
Money market funds are available from several different brokers and fund managers.
How Reg. D impacts your savings account and why it pays to check with your bank.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
These accounts sound similar, but there are some key differences to know.
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
Coins sitting around in an overloaded jar could be put to better use. Here’s how.
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
Rainy day and emergency funds differ but together provide a sound financial plan.
Use these strategies to keep your deposits safe when they top FDIC limits.
Here are a few different ways to see how much money you have in your bank account.
Several banks continue to offer savings accounts well above 4 percent APY.
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