Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should save. But understanding why can make the habit stick. Saving isn’t just about “being responsible” — it’s about control, opportunity, and peace of mind. Here are seven [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 12/05/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.85^%_APY

National Average

0.60^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Stephen Kates, CFP

Bankrate Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Image by GettyImages, Illustrated by Bankrate

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Someone watering a plant that grows cash

Here’s how much $100,000 in a high-yield savings account can earn you.

A majority (81%) of Americans did not increase their emergency savings this year

A savings account is a good tool for teaching children financial basics and responsibility.

sleeping child and grandma rest on travel adventure for family bonding

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Young woman calculating her finances while sitting with her laptop.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

A couple works on their finances on a laptop in their kitchen.

With interest rates somewhat volatile, it’s important to shop around for the best money market mutual funds.

Our top 5 picks scored highly for access, range of products and digital options.

A person wearing a protective mask holds a fuel pump nozzle at a Chevron Corp. gas station in San Francisco, California.

Experts all along had anticipated higher inflation this year, though the question is how long it will last.

Federal Reserve Chair Jerome Powell speaks to lawmakers during a testimony.

Experts say higher inflation and a faster rebound could force the Fed’s hand.

A 'Help Wanted' sign is posted beside Coronavirus safety guidelines in front of a restaurant.

The job market has come a long way, but economists’ forecasts suggest more recovery time is needed.

Federal Reserve Bank Chairman Jerome Powell speaks at a press conference in Washington

The Fed isn’t in a rush to raise rates, but slowing asset purchases appears to be on deck.

Stacks of dollars bills moving through a machine at the U.S. Bureau of Engraving and Printing

You might not know it, but the repo market is the bedrock for the financial system.

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The only thing harder than shutting down the world’s largest economy is bringing it all back to life.

Federal Reserve Chairman Jerome Powell speaks to reporters at a press conference.

As the economy rebounds, don’t expect the Fed’s extraordinary support to last forever.

A man pushes his bags on the departures level at Los Angeles International Airport while wearing a mask.

The worst downturn in a lifetime was also the shortest.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles

Help us shape the future of personal finance