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“At a time of record high credit card rates, we see a record high number of Americans carrying credit card debt that exceeds their emergency savings”

– Greg McBride, CFA

Americans With More Credit Card Debt Than Emergency Savings Remains at All-Time High

According to a new Bankrate survey, over a third of American households (36%) have more credit card debt than emergency savings for the second consecutive year, and the highest percentage since polling began in 2011.
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National average banking rates

1 Year CD 1.73%
3 Year CD 1.39%
5 Year CD 1.42%
Savings Account 0.59%

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