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“No matter where individuals are in their financial journey, younger or more senior, retirement savings needs to be a top priority, along with saving for emergencies.”

– Mark Hamrick

56% of Workers Feel Behind on Retirement Savings

Over half of working Americans (56%) say they feel that they are behind on their retirement savings, including 37% who say they feel they are “significantly behind,” according to a new Bankrate study. Only 1 in 4 workers (25%) say they are contributing more to their retirement savings this year compared to a year ago (i.e., since August 2022), while 22% say they were not making contributions to their retirement savings last year, and are not doing so this year.
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National average banking rates

1 Year CD 1.78%
3 Year CD 1.39%
5 Year CD 1.44%
Savings Account 0.57%

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