Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What happens if you don’t pay an unsecured business loan?
Defaulting on an unsecured business loan can have serious consequences.
How to choose the best equipment loan
Each type of equipment financing option has its benefits and drawbacks.
Rollovers as business startups (ROBS): What they are and how they work
Rollovers for business startups (ROBS) transactions are a tax-free way to start a business, but they are complicated.
21 places to find business grants in 2024
Discover how to find and apply for small business grants for your growing company.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
New SBA rule changes are here. See what they mean for you
New rules are set to try and help borrowers in underserved markets.
5 min read Aug 01, 2023 -
Bank of America vs. Wells Fargo: Which small business lender is right for you?
Bank of America and Wells Fargo both offer business loans to companies with good-to-excellent credit. We’ll help you find the right lender for your business.
6 min read Aug 01, 2023 -
Chase vs. Bank of America: Which small business lender is right for you?
Chase and Bank of America both offer business loans to established companies with good-to-excellent credit. We’ll help you choose the right lender for your business.
6 min read Aug 01, 2023 -
What is the SBA 7(a) loan program?
Here’s everything you need to know about the SBA’s main loan program.
6 min read Aug 01, 2023 -
QuickBridge vs. SMB Compass: Which small business lender is right for you?
QuickBridge and SMB Compass both offer fast funding as online lenders, but one may be a better fit for your business. Here’s how they compare.
4 min read Jul 27, 2023 -
QuickBridge vs. National Funding: Which small business lender is right for you?
QuickBridge and National Funding are two online small business lenders offering fast funding. Here’s how they compare.
4 min read Jul 26, 2023 -
PayPal vs. OnDeck: Which small business lender is right for you?
Compare rates, terms and features of PayPal versus OnDeck business loans.
6 min read Jul 26, 2023 -
PayPal vs. Bluevine: Which small business lender is right for you?
Compare terms, rates and features of PayPal versus Bluevine business loans.
6 min read Jul 26, 2023 -
Chase vs. Wells Fargo: Which small business lender is right for you?
Chase and Wells Fargo provide a variety of business loans. We’ll help you compare details to find the right lender for you.
5 min read Jul 20, 2023 -
Invoice factoring vs. invoice financing
Learn the differences between invoice factoring and invoice financing and the pros and cons of each.
4 min read Jul 18, 2023