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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally [...]
A hand shake, with money in one hand
A home down payment is the part of a home’s purchase price you pay upfront.
A couple meets with their lender to close on their mortgage
The lender must provide final details of your mortgage on the closing disclosure.
A closeup of the U.S. flag on a single-family home
Though far from home, you can still get an affordable VA home loan.
A woman searches for mortgage rates on her phone with her child in tow
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
A woman participates in an online class
If you’re a first-time homebuyer, a little learning never hurts.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Woman looking at real estate agent while man signing documents at new home
A mortgage note is one of many closing documents a borrower signs.
A person is in their home office calculating their taxes
Cash-out refinances have implications at tax time.
A house on a stack of money
Mortgage rates rise amid swings In markets
Image of a house
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
A single-family home in suburban Michigan
How do you pay back a reverse mortgage, and when is it necessary?
Man at home working
First, you cry. Then you fix the issue. Here’s how.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Couple negotiates at an auto dealership
Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Cellist plays on porch during coronavirus
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.