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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Family moving into home
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A couple explores their mortgage options online
One means lower payments, the other costs less overall.
Illustrated collage featuring a house with clouds above
A primer on how these home loans work, including the lingo you need to know.
A panoramic view of the Chicago, Illinois skyline
If you’re buying your first home in Illinois, these resources can help open the door.
Illustrated graphic featuring a woman looking over paperwork
Most lenders offer a way to apply for a mortgage online, but it’s not for everyone. Here’s what to consider.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
A historic home in the College Hill neighborhood of Providence, Rhode Island
If you’re a first-time homebuyer in Rhode Island, help is available.
Woman filling out application
They sound similar, but only one assures home sellers you’re a serious buyer.
Medical students in a conference room
They’re a good deal for aspiring homeowners. But you still might want to get a second opinion.
Illustrated collage featuring a house
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
A house on a stack of money
Mortgage rates rose this week amid market volatility.
Close up of mother driving teenage son
If you need space in your budget, here’s how to get a lower car payment.
Military man wearing fatigues standing outside of his home
A fast and easy way to cut the interest payments on your VA home mortgage.
Close up of woman leaning on her hand while looking at laptop
If you’re worried about making auto loan payments, look into car loan modification.
Older woman using resistance bands to exercise
It can be tougher to qualify. Here’s why, and how to bridge the gap.
A salesperson and a customer discuss a car
Auto leases can come with upsells and costly fees. Beware these 9 car leasing traps.
Here are the best mortgage lenders for April 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
Tensed couple looking over bills
Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.