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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Farmhouse exterior
Here are three ways to boost your financial profile — before you apply for a home loan.
Black family
There’s still a big divide between Black and White home price tags.
Professional dog walker walks dogs in neighborhood
Plan to stay in your house for 10 years or less? A 10/1 ARM may be a good choice.
Illustrated collage featuring an image of a house
The seller playing lender can help buyers. But there are risks on both sides.
Couple reviewing bills, managing finances
Even if you owe more than your home is worth, there are options to refinance.
Woman at home reading book and drinking coffee
Is it harder to get a mortgage if you’re single?
Is a reverse mortgage right for you?
A hand cutting a slice of cake
Getting preapproved for the right mortgage amount is the first step in getting your dream home. Here’s how to wangle more from your lender.
A contractor installs insulation
You can get an EEM through many of the same lenders that offer mortgages.
A house on a stack of money
Mortgage rates retreat amid swings In markets
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
Couple negotiates at an auto dealership
Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.
Modern bedroom
Not all equity-tapping methods are created equal.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A single-family one-story home in Los Angeles, California
You may not recognize their name, but they might have a better deal for you.
A single-family Colonial-style home
Just because these generous loans let you tap all of your home equity doesn’t mean you should.
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.