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These days, homebuyers have fewer home loan options. We explain what they are and how they work.
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Assistance for new buyers can make homeownership more affordable and accessible.
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
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Homeowners dream of a new retirement home but fear the nightmare of holding two mortgages.
Scammers use phony mortgage modifications to prey on homeowners. Here are four ways to foil scams.
The Federal Reserve issues a statement after its meeting. Bankrate translates it into English.
At the June 24 meeting, the FOMC left rates untouched for a fifth time.
Borrowers may like lower payments, but a mortgage that lasts four decades isn’t always best.
It is foolish to raid a 401(k) and risk your retirement simply to land a mortgage for a home.
A mortgage refinance makes little sense for most homeowners who plan to move in the near future.
We answer 10 questions about how the required Home Affordable Modification trial period works.
Weigh several factors before a mortgage refinance, including a potentially reduced tax deduction.
An appraiser has the last word on a home’s value, but homeowners can provide some input.