Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
Latest Articles
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Today’s refi rates tick higher – June 18, 2021
The average 30-year fixed-refinance rate is 3.23 percent, up 8 basis points since the same time last week. The average for a 15-year refi is currently running at 2.49 percent, up 8 basis points over the [...]
5 min read Jun 18, 2021
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Today’s Mortgage and Refinance Rates, June 18th, 2021 | Majority of rates rise
Now is a favorable time to take out a mortgage or refinance your current loan: the average 30-year fixed-mortgage rate is 3.17, the average rate for a 15-year fixed mortgage is 2.43 percent, and the average [...]
3 min read Jun 18, 2021
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9 charts that illustrate America’s widening racial wealth gap
The economic divide between Black and White America is getting wider.
4 min read Jun 18, 2021
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How to get a home equity loan with bad credit
There are options for accessing your home’s equity even if you have bad credit.
8 min read Jun 17, 2021
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Mortgage rates mixed this week as Fed meets to assess economy
Rates rose in Bankrate’s survey. If you haven’t refinanced, now is the time.
3 min read Jun 16, 2021
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Today’s refinance rates tick higher – June 17, 2021
The average 30-year fixed-refinance rate is 3.22 percent, up 8 basis points from a week ago. The average for a 15-year refi is currently running at 2.49 percent, up 9 basis points from a week ago. The [...]
4 min read Jun 17, 2021
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Today’s national mortgage & refinance rates, June 17, 2021 – Majority of rates rise
It is currently a great time to take out a mortgage loan: the average rate for a 30-year fixed mortgage is 3.16, the average rate you’ll pay for a 15-year fixed mortgage is 2.42 percent, and the average [...]
2 min read Jun 17, 2021
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Risks of walking away from an underwater mortgage
Underwater homeowners who skip out on their mortgages face a slew of consequences.
7 min read Jun 17, 2021
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How the Federal Reserve affects ARMs, HELOCs and home equity loans
If you have a home equity loan or variable mortgage, pay attention to the Fed.
3 min read Jun 16, 2021
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How the Federal Reserve affects mortgage rates
The Fed doesn’t directly impact mortgage rates, but borrowers should still pay attention.
3 min read Jun 16, 2021