Mortgage Basics
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Editor's Picks
Latest Articles
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Mortgage and real estate news this week: Changing geographies and Black homeownership rates
As we approach year two in the pandemic, here’s where things stand in the mortgage and real estate industries.
1 min read Feb 27, 2021
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Today’s Best Mortgage Rates, February 26th, 2021 : Rates rise
Rates remain near historic lows: the average 30-year fixed-mortgage rate is 3.15, the average 15-year fixed-mortgage rate is 2.48 percent percent, and the average rate on a 5/1 adjustable rate mortgageis [...]
3 min read Feb 26, 2021
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Today’s refinance rates advance : February 26, 2021
The average 30-year fixed-refinance rate is 3.17 percent, up 16 basis points over the last week. The average rate for a 15-year fixed refi is 2.56 percent, up 11 basis points since the same time last week. [...]
4 min read Feb 26, 2021
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6 ways to know whether a 15-year mortgage is right for you
These shorter mortgages are more popular than ever. See if one will fit your needs.
4 min read Feb 26, 2021
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Biden extends forbearance and foreclosure protections through June. Here’s how forbearance works
There are options for staying in your home even if you still can’t pay the mortgage.
5 min read Feb 26, 2021
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Mortgage rate deals for February 25, 2021: Top offers from lenders
Clicked-on rates are getting more expensive.
1 min read Feb 26, 2021
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Mortgage rates are rising fast. Have you missed the boat on refinancing?
As interest rates start to climb, the window for mortgage savings with a refinance may be closing.
3 min read Feb 26, 2021
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VA funding fee: Everything to know about home loan costs
Learn about a key requirement for this veteran and service member benefit.
3 min read Feb 26, 2021
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5 ways to land a home in a market stacked against buyers
Paying more than asking price doesn’t mean you’re overpaying–if you take these steps.
4 min read Feb 26, 2021
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Best low and no down payment mortgage lenders in 2021
Here is Bankrate’s guide to the best low- and no-down payment mortgage lenders.
4 min read Feb 26, 2021