Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

6 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

How the Federal Reserve affects mortgage rates

3 min read

Current mortgage interest rates

6 min read

Black neighborhood home appraisal gap is real and persistent, Freddie Mac reports

2 min read

Economic Calendar: What’s driving mortgage rates the week of Sept. 20-24

1 min read

Mortgage lenders now can count rent payments as part of your credit picture

4 min read

Mortgage rate deals for week ending Sept. 18, 2021: Top offers from lenders

Mortgages

1 min read

Housing Heat Index: Which state real estate markets are doing the best, worst during the pandemic boom?

Mortgages

4 min read

Inflation and the housing market: What buyers and sellers should consider now

Mortgages

4 min read

Latest Articles

How the Federal Reserve affects mortgage rates

The Fed doesn’t directly impact mortgage rates, but borrowers should still pay attention.

3 min read Sep 23, 2021
How the Federal Reserve affects ARMs, HELOCs and home equity loans

If you have a home equity loan or variable mortgage, pay attention to the Fed.

3 min read Sep 23, 2021
FHA loan limits in 2021: What borrowers need to know

Everything you need to know about these low down payment mortgages.

2 min read Sep 23, 2021
Today’s refinance rates ratchets higher : September 23, 2021

The average 30-year fixed-refinance rate is 3.00 percent, up 1 basis point over the last seven days. The average for a 15-year refi is currently running at 2.28 percent, down 1 basis point over the last [...]

5 min read Sep 23, 2021
Today’s mortgage & refinance rates, September 23rd, 2021 | Rates historically low

Rates on mortgage loans remain close to historic lows: the average rate for the benchmark 30-year fixed mortgage is 3.03, the average 15-year fixed-mortgage rate is 2.30 percent, and the average rate on [...]

3 min read Sep 23, 2021
Latest mortgage rates: Refinancing window stays open

If you haven’t refinanced your mortgage in the last year, now is the time.

3 min read Sep 22, 2021
Current mortgage interest rates

See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.

6 min read Sep 22, 2021
Mortgage loan process: How long does it take to get a mortgage?

Getting approved for a mortgage takes time. Here’s how long the process can take.

6 min read Sep 22, 2021
Today’s refinance rates rise : September 22, 2021

The average 30-year fixed-refinance rate is 3.03 percent, up 4 basis points over the last week. The average for a 15-year refi is currently running at 2.31 percent, up 2 basis points over the last seven [...]

5 min read Sep 22, 2021
Current national mortgage and refinance rates, September 22nd, 2021: Majority of rates rise

Now is a great time to take out a mortgage or refinance your current loan: the average rate for the benchmark 30-year fixed mortgage is 3.05, the average rate for the benchmark 15-year fixed mortgage is [...]

3 min read Sep 22, 2021