Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
Editor's Picks
Mortgage lenders are competing more on rates — and that’s good news for borrowers
Mortgages
3 min read
Latest Articles
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Current National Mortgage & Refinance Rates, May 17th, 2021 | Rates historically low
Rates stay within reach of record lows: the average rate for the benchmark 30-year fixed mortgage is 3.06, the average rate you’ll pay for a 15-year fixed mortgage is 2.35 percent, and the average 5/1 [...]
2 min read May 17, 2021
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Today’s refi rates drop | May 17, 2021
The average 30-year fixed-refinance rate is 3.10 percent, down 2 basis points compared with a week ago. The average for a 15-year refi is currently running at 2.39 percent, down 3 basis point from a week [...]
5 min read May 17, 2021
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What’s driving mortgage rates the week of May 17-23, 2021
A home sales report for April is on the agenda.
1 min read May 17, 2021
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Americans are getting fewer mortgages, even as rates stay low
The most creditworthy borrowers already have locked in their refinances.
2 min read May 17, 2021
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Why home prices won’t crash, and why a mortgage refi still makes sense
Soaring home values are driven by strong demand and weak supply.
3 min read May 17, 2021
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Mortgage rate deals for week ending May 15, 2021: Top offers from lenders
Rates had been trending lower in the past month.
1 min read May 15, 2021
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Mortgage and real estate news this week: Why you should refinance, lenders cut rates, housing booms
Competing lenders give borrowers a boost, and the perennial refi question.
2 min read May 15, 2021
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Today’s Mortgage and Refinance Rates, May 14, 2021 | Most rates fall
Mortgage interest rates stay within reach of historic lows: the average 30-year fixed-mortgage rate is 3.05, the average rate for a 15-year fixed mortgage is 2.35 percent, and the average 5/1 ARM rate [...]
3 min read May 14, 2021
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Today’s refi rates slide | May 14, 2021
The average 30-year fixed-refinance rate is 3.09 percent, down 3 basis points over the last seven days. The average rate for a 15-year fixed refi is 2.39 percent, down 4 basis point since the same time [...]
4 min read May 14, 2021
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Why it’s a bad idea to try to wait for a lower mortgage rate
The mortgage market is highly unpredictable. That means for most borrowers, it’s not worth waiting for lower rates.
3 min read May 14, 2021