Mortgages

Shop mortgage rates in your area, compare lenders and use our helpful calculators to see how much house you can afford. Plus, get guidance and timely news updates from our team of mortgage experts.

Mortgage Basics

First-time homebuyer guide

Use this first-time homebuyer guide to make informed decisions.

11 min read

5 types of mortgages

These days, homebuyers have fewer home loan options. We explain what they are and how they work.

6 min read

How to get the best mortgage rate

Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.

5 min read

6 questions homebuyers should ask

Grooming your credit score and researching the housing market are on your to-do list.

3 min read

Editor's Picks

Current mortgage interest rates

6 min read

Housing Heat Index: Which state real estate markets are doing the best, worst during the pandemic boom?

4 min read

Bearded Male Sticking For Sale Sign On House Yard Post

Inflation and the housing market: What buyers and sellers should consider now

4 min read

Calendar: What’s driving mortgage rates the week of Sept. 13-17, 2021

1 min read

Mortgage rate deals for week ending Sept. 11, 2021: Top offers from lenders

1 min read

Path to increasing minority homeownership goes through Fannie and Freddie

Mortgages

4 min read

More fuel for mortgage refinance boom: Home equity reaches record high

Mortgages

2 min read

Retired seniors’ guide to downsizing

Mortgages

7 min read

Latest Articles

Latest mortgage rates: A retreat for rates extends refinancing opportunity

If you haven’t refinanced your mortgage in the last year, now is the time.

3 min read Sep 15, 2021
Today’s refi rates decline – September 16, 2021

The average 30-year fixed-refinance rate is 2.99 percent, down 2 basis points compared with a week ago. The average for a 15-year refi is currently running at 2.29 percent, down 1 basis point over the [...]

5 min read Sep 16, 2021
Today’s mortgage and refinance rates, September 16th, 2021: Rates down

It is currently a favorable time to get a mortgage: the average rate for the benchmark 30-year fixed mortgage is 3.02, the average 15-year fixed-mortgage rate is 2.31 percent, and the average rate on a [...]

3 min read Sep 16, 2021
Current mortgage interest rates

See rates from our weekly national survey of CDs, mortgages, home equity products, auto loans and credit cards.

6 min read Sep 15, 2021
10 ways to get the best HELOC rate

Know what to watch for to get a top offer on a home equity line of credit.

8 min read Sep 15, 2021
14 first-time homebuyer mistakes to avoid

Don’t make these common first-time homebuyer mistakes.

10 min read Sep 15, 2021
Today’s refi rates ease – September 15, 2021

The average 30-year fixed-refinance rate is 2.99 percent, down 1 basis point over the last week. The average rate for a 15-year fixed refi is 2.29 percent, down 1 basis points over the last week. The average [...]

5 min read Sep 15, 2021
Today’s mortgage and refinance rates, September 15th, 2021: Rates down

Now is a great time to take out a mortgage loan: the average rate you’ll pay for a 30-year fixed mortgage is 3.02, the average rate for a 15-year fixed mortgage is 2.31 percent, and the average 5/1 ARM [...]

3 min read Sep 15, 2021
Housing Heat Index: Which state real estate markets are doing the best, worst during the pandemic boom?

Utah and New Hampshire rank atop Bankrate’s Housing Heat Index. Louisiana is at the bottom.

4 min read Sep 15, 2021
How to get preapproved for a mortgage

If you’re looking to buy a home, one of the first steps you should take is getting preapproved.

7 min read Sep 15, 2021