Mortgage Basics
How to get the best mortgage rate
Ready to buy a house? With rates near historic lows, this may be a great time to take the plunge.
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
First-time homebuyer guide
Use this first-time homebuyer guide to make informed decisions.
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Latest Articles
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Today’s refi rates retreat : May 7, 2021
The average 30-year fixed-refinance rate is 3.12 percent, down 5 basis points over the last week. The average for a 15-year refi is currently running at 2.43 percent, down 3 basis points over the last [...]
5 min read May 07, 2021
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The other housing shortage: Appliances and furniture
The pandemic has created shortages and more homeowners are looking to upgrade.
3 min read May 07, 2021
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Why is the housing market so hot? 4 answers to the question vexing homebuyers
Limited supply, robust demand and low mortgage rates are driving prices.
2 min read May 07, 2021
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Unprecedented housing boom puts pressure on buyers
Mortgage rates have dipped a bit, offering a new opportunity to refinance.
3 min read May 06, 2021
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Mortgage rates decline again: Fifth straight week of lower rates
Rates moved down again in Bankrate’s weekly survey, making a refinance more attractive.
3 min read May 05, 2021
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Today’s mortgage refinance rates ease : May 6, 2021
The average 30-year fixed-refinance rate is 3.12 percent, down 4 basis points compared with a week ago. The 15-year fixed refi average rate is now 2.43 percent, down 4 basis points over the last seven [...]
4 min read May 06, 2021
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30-year mortgage rate down again in latest Freddie Mac survey
Freddie Mac reports the average 30-year fixed mortgage rate is 2.96 percent.
2 min read May 06, 2021
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FHA down payment requirements: Homeownership without a big savings account
These loans are made for folks who are struggling to afford a home of their own.
3 min read May 06, 2021
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Mortgage rates fall, marking 5 straight weeks of declines
Mortgage rates have defied predictions for some time now.
1 min read May 06, 2021
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Housing market on fire: 5 ways this boom is nothing like the last one
Liar loans are long gone. So are shady lending practices. And a new demographic waves are boosting demand.
3 min read May 06, 2021