Mortgage Basics
6 questions homebuyers should ask
Grooming your credit score and researching the housing market are on your to-do list.
First-time homebuyer loans
Assistance for new buyers can make homeownership more affordable and accessible.
5 mortgage loans for homebuyers
These days, homebuyers have fewer home loan options. We explain what they are and how they work.
All about USDA mortgages
USDA loans require no down payment and are designed for low- to moderate-income homebuyers.
Editor's Picks
Best cash-out refinance lenders in 2021
5 min read
Latest Articles
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Housing Heat Index: Which state real estate markets are doing the best, worst during the coronavirus boom?
Utah, Montana, Missouri, Arizona and Idaho rank high on Bankrate’s Housing Heat Index.
5 min read Mar 03, 2021
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2021 Georgia first-time homebuyer assistance programs
If you’re a first-time homebuyer in Georgia, help is available.
4 min read Mar 03, 2021
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DACA recipients qualify for FHA mortgages under new agency rules
DACA recipients can get a low down payment mortgage under the new policy.
2 min read Mar 03, 2021
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Best cash-out refinance lenders in 2021
Here is Bankrate’s guide to the best cash-out refinance lenders.
5 min read Mar 03, 2021
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2021 Arizona first-time homebuyer assistance programs
If you’re a first-time homebuyer in Arizona, help is available.
3 min read Mar 03, 2021
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Compare Today’s Mortgage Rates March 2nd, 2021 | Rates rise
Rates remain near historic lows: the average rate you’ll pay for a 30-year fixed mortgage is 3.20, the average 15-year fixed-mortgage rate is 2.50 percent percent, and the average rate on a 5/1 ARM is [...]
3 min read Mar 02, 2021
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Today’s refinance rates rise – March 2, 2021
The average 30-year fixed-refinance rate is 3.27 percent, up 14 basis points compared with a week ago. The average rate for a 15-year fixed refi is 2.57 percent, up 5 basis points since the same time last [...]
4 min read Mar 02, 2021
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2021 Oregon first-time homebuyer assistance programs
If you’re a first-time homebuyer in Oregon, help is available.
3 min read Mar 02, 2021
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2021 Minnesota first-time homebuyer assistance programs
If you’re a first-time homebuyer in Minnesota, help is available.
2 min read Mar 02, 2021
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Best mortgage lenders for first-time homebuyers in 2021
Here is Bankrate’s guide to the best mortgage lenders for first-time homebuyers.
7 min read Mar 02, 2021