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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

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Bankrate analysts and others weigh in on what to expect for mortgage rates in March.
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A 7/1 ARM has a more appealing interest rate to start, but there is risk.
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Pay a little more every month, and cut your mortgage interest by a lot.
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A comprehensive guide to grants and other tools that can make your homeownership dreams come true.
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Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
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Refinance lenders will require an appraisal to gauge the market value of your home.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
A father and his young son garden together in their yard.
Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
OK with doing your loan digitally? These mortgage companies are the tops.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best mortgage refinance lenders in 2026.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best bad credit mortgage lenders in 2025.
Images by Getty Images; Illustration by Hunter Newton/Bankrate
Here are some of the best jumbo mortgage lenders in 2026.
OK with doing your loan digitally? These mortgage companies are the tops.
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Yes, you can own again. But it’ll take patience and a strong financial profile.
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Buying a foreclosed home is complicated. Here’s a step-by-step guide.
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Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
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A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
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If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
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Some seemingly-dead second mortgages are coming back to life demanding payment.
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When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.