Skip to Main Content

Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
Man and woman sitting with cats near a stack of moving boxes.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

Reviews & tools

Better logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
4.6 logo
4.6
Rating: 4.6 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc

The latest

Illustrated graphic featuring a man in a suit staring at a large bag of money
As the name implies, it’s a loan for a lot more money. But it has higher requirements, too.
Illustrated collage featuring an aerial view of suburban homes
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
House standing on stack of coins
The longstanding affordability benchmark appears to have become obsolete.
When Richard Amaechi, 27, lost his job as a financial planner in North Carolina, he decided to pull up stakes and return to San Francisco, where his parents still lived. The question was: Had his hometown [...]
An image of the author, Ana Staples, superimposed on an aqua background
Homeownership isn’t always the dream—you may sacrifice more than you expect.
Person walking to the front door of a house
They are largely gone, but that doesn’t necessarily mean you can get any size VA loan you want.
A house on a stack of money
Mortgage rates rose this week despite a third consecutive Fed cut.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Suburban house
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
Here are the best mortgage lenders for December 2025.
A house on a stack of money
Mortgage rates reversed course to edge a bit higher this week.
A house on a stack of money
Mortgage rates hit their lowest level of the year after another Fed cut.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
A house on a stack of money
Mortgage rates hit their lowest level of the year in anticipation of another Fed cut.
A house on a stack of money
After holding steady for three straight weeks, mortgage rates edged a bit lower.
Here are the best mortgage lenders for December 2025.
A current or veteran military person? Here are the top VA lenders for you.
Here are some of the best mortgage lenders in Florida in 2024.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Senate Majority Leader Mitch McConnell (R-KY) talks with reporters.
It’s an “in case of fire, break glass” kind of moment.
President-elect Joe Biden
Biden’s housing platform attacks affordability issues.
woman in mask
U.S. home prices rarely fall during recessions, and the latest downturn follows that pattern.
Envelopes
Readers ask: How low can mortgage rates possibly go?
Placeholder image
To avoid paying capital gains tax on a foreclosed rental, the homeowner has to consider bankruptcy.
Placeholder image
To save a home with nearly $200,000 in equity, be willing to pay a penalty — or maybe not.