Sony Card™ from Capital One

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Annual Fee:
Purchase Intro APR:
0% intro rate for the first 6 months that your account is open
Regular APR:
13.99%, 19.99%, or 22.74% (Variable)
Terms and Restrictions Apply

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Gamers, media hounds and techies have something to sing about with the Sony Card from Capital One. Its generous point structure allows cardholders to earn up to 5 Sony Rewards points per dollar on Sony purchases at authorized retailers, including Sony’s own marketplace. You’ll also earn 5 points per dollar on select entertainment purchases, including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets.

If you’re planning to make a big electronics purchase, like a Sony 4k Ultra HD television, then this card will save you money. Until October 2018, there’s a 0% introductory APR on purchases, so you can carry a balance and still rack up the points. After the intro offer expires, the variable APR is 15.49% to 24.99%.


The Sony Card from Capital One targets entertainment enthusiasts who spend money on games, movies, music and new tech. The big value here is the points you can earn on Sony products, an impressive 5 points per dollar. This includes everything from Sony video games to home entertainment.

You can also snag 5 points per dollar for music and video downloads, movie theater purchases and movie rentals, as well as digital streaming and subscription services. By linking your Sony card to various accounts, such as Netflix and Amazon, subscribers will accumulate points for dollars they would’ve spent anyway. All other purchases earn 1 point per dollar.

If you shop at the Sony Rewards Marketplace, you will find some other points-earning opportunities, including a stellar 8 points per dollar when you buy Columbia Sportswear products, 4x the points at Foot Locker and 5x the points at

Until October 2018, you won’t have to pay any interest, making it a smart option for people who plan to carry a balance. Plus, new cardholders also will get a freebie after making their first purchase on the card: a $50 statement credit after your first card purchase within 90 days of account opening.

Who should get this card

Tailor-made for entertainment and tech consumers, the Sony Card from Capital One is one of the best cards for rewarding these types of purchases.

For people who don’t spend much on tech and entertainment, there are many other rewards cards out there that offer more flexible ways to earn points, such as the popular Chase Sapphire Preferred Card or other Capital One credit cards.

  • Pay no interest until May 2018.
  • Get a $50 statement credit just for using your card one time.
  • This card does not have an annual fee.
  • Points don’t expire for five years.
  • The biggest point-earners are limited to Sony products.
  • You must redeem points through the Sony Marketplace.
  • Getting eligible points is not always an automatic process, in some instances you might have to scan bar codes or provide other proof before the points are issued.

Fees and APR

  • There is no annual fee.
  • You’ll pay no foreign transaction fee on purchases made outside the U.S.
  • Until August 2018, new cardholders will get a 0% intro APR. After that, the APR falls between 15.49% and 24.99%, depending on your creditworthiness.
  • The cash advance fee is either $10 or 3% of the amount of each cash advance, whichever is greater.

Extras, perks and using points

You can use your rewards points to bid on exclusive concerts and other special events.

Earn more points on various products through the Sony Marketplace, including 8x the points for Columbia Sportswear purchases.