JetBlue Business Card review

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Annual Fee:
$99
Purchase Intro APR:
N/A
Regular APR:
15.99% - 24.99% based on your creditworthiness
Terms and Restrictions Apply | Rates and Fees

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Best for small businesses looking for travel perks

  • Rewards rate: 6X points on JetBlue purchases, 2X points on restaurant and office supply purchases, 1X point on all other purchases.
  • Welcome offer: Earn 50,000 points after spending $1,000 in the first 90 days. Earn 10,000 points by using an employee card in the first 90 days.
  • Annual fee: $99
  • Purchase intro APR: N/A
  • Balance transfer intro APR: N/A
  • Regular APR: 15.99 percent or 24.99 percent

The JetBlue Business Credit Card is a travel rewards card aimed at business owners wanting to rack up JetBlue bonus points to use toward future JetBlue travel or other rewards. It combines the convenience of a credit card with opportunities to earn points through JetBlue’s travel loyalty program, TrueBlue. You’ll earn TrueBlue points for all your business purchases, such as JetBlue travel, restaurants, office supply stores and most other transactions.

Current sign-up bonus

Currently, the JetBlue Business Card rewards you with 50,000 JetBlue bonus points after spending $1,000 within the first 90 days. But it doesn’t stop there—if you have an employee card, then you’ll earn an additional 10,000 points if a purchase is made within the first 90 days.

Up to 60,000 points is one of the better sign-up offers available for business cards. You’ll immediately start off with enough points to book travel with the airline once the sign-up bonus posts to your account.

Rewards

Points you earn with the JetBlue Business Card never expire, and you can earn an unlimited amount as long as your account is active. Whether you use your points for free travel or upgrade a ticket to JetBlue’s Mint business-class product, you’ll have plenty of opportunities to redeem the points you earn.

Earning rewards

You’ll earn 6X points on JetBlue ticket purchases with your card. You also earn 2X points at office supply stores or restaurants and 1X points on all other purchases.

You can earn double the points by taking advantage of TrueBlue’s shopping portal and joining the Dining Rewards Program. Simply remember to pay for the qualifying purchases with your JetBlue Business Card.

Redeeming rewards

Redeeming your points through the TrueBlue portal is straightforward and easy. When you book your travel through JetBlue’s site, you’ll select “points” instead of “dollars” when you find the flight you want. If you don’t want to use your points for JetBlue travel, you can also use your points to book flights on partner airlines like Hawaiian Airlines.

Benefits

The JetBlue Business Card comes with a multitude of benefits, especially for the business owner who flies JetBlue frequently.

Bonus opportunities

Every year on your card anniversary, you’ll receive a nice little thank you gift in the form of 5,000 additional points. But one of the best perks as a cardholder is when you do redeem your TrueBlue points, you’ll receive an additional 10 percent bonus. For example, if you redeem 10,000 points, you’ll get an additional 1,000 to beef up your account balance or to put toward your redemption.

Travel perks

When you travel with JetBlue and you’ve purchased a ticket on your card, your first checked bag is free. This applies to you and up to three companions. You’ll also enjoy 50 percent off your in-flight purchases, such as your food, alcohol and movies.

Once you’ve spent $50,000 in expenses on the JetBlue Business Card, you’ll qualify for JetBlue’s TrueBlue Mosaic status. This status gives you perks such as priority check-in, two free checked bags and no change or cancellation fees.

Are you interested in booking a JetBlue vacation package? You’ll receive a $100 statement credit each time you book a vacation package worth more than $100.

Rates and fees

The JetBlue Business Card has a $99 annual fee, but if you’re a frequent JetBlue flyer, you should make up this fee in plenty of time. Don’t forget you get 10 percent back in points bonuses too, which can up your earnings potential.

For those who travel internationally, you won’t have to worry about a foreign transaction fee.

The APR is 15.99 percent to 24.99 percent depending on creditworthiness. This is also the same APR for balance transfers, which also include a $5 or 3 percent fee, whichever is more.

How the JetBlue Business Card compares to other business cards

How does the JetBlue Business Card compare to other popular business card picks? The American Express® Business Gold card is one option that offers a similar APR—14.24 percent to 22.24 percent variable. Cardholders do earn 4X points on up to $150,000 in purchases per calendar year for certain spending categories. The hefty $295 annual fee makes it more expensive than the JetBlue Business Card.

Another option that pairs well with the JetBlue Business Card is the Ink Business Preferred® credit card. The card boasts a low annual fee of $95 but comes with a serious sign-up bonus of 100,000 points if you spend $15,000 within the first three months. This is a great card to consider if you have heavy travel and spending expenditures and your business can handle the hefty bonus spending requirement.

Card Rewards rate Annual fee Welcome bonus
American Express® Business Gold
  • 4X Membership Rewards points on combined purchases on two possible categories that the business spends the most on each billing cycle, including eligible airfare, select U.S. social media advertising, eligible U.S. technology providers, U.S. gas stations, U.S. restaurants, and U.S. shipping (on the first $150,000 in combined purchases each calendar year, then 1X points)
  • 1X Membership Rewards points on all other purchases
$295 Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Ink Business Preferred® credit card
  • 3X Ultimate Rewards points on travel, shipping, select social media advertising and internet/cable/phone service purchases (on the first $150,000 in combined purchases annually, then 1X points)
  • 1X Ultimate Rewards points on all other purchases
$95 100,000 points after spending $15,000 on purchases within the first three months.

Best cards to pair with the JetBlue Business Card

In addition to the JetBlue card, consider a cash back credit card that rewards you for your everyday purchases. That way, you’ll get extra points for spending in your daily life that you can redeem for money. After all, if you’re using your TrueBlue points to book your next flight, you’ll need some pocket money to spend on your trip.

Bankrate’s Take—Is the JetBlue Business Card worth it?

Overall, the JetBlue Business Card is a great choice for the business owner’s wallet—especially if you already fly JetBlue frequently and are located near a JetBlue hub. The generous point structure is targeted at businesses that travel frequently and can take advantage of all the travel perks that come with the card.

Pros:

  • Impressive sign-up bonus
  • Perks targeted toward business owners
  • Perfect for businesses using JetBlue for travel

Cons:

  • $99 annual fee
  • No 0 percent intro APR

 

All information about the JetBlue Business Card has been collected independently by Bankrate and has not been reviewed or approved by the issuer.