Skip to Main Content

British Airways Visa Signature® Card review

Bankrate logo

The Bankrate promise

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here's an explanation for . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.



Bankrate rating
Rating: 3.4 stars out of 5
Image of British Airways Visa Signature® Card

British Airways Visa Signature® Card

Rewards rate

1X - 3X

Annual fee


Intro offer

100,000 Avios

Regular APR

20.49% - 27.49% Variable

Recommended Credit Score

Good to Excellent (670 – 850)

Editor’s note: some of the offers on this page are no longer available. 

British Airways Visa Signature® Card overview

For avid British Airways travelers, here’s a card that offers big travel rewards for big spending on the airline. With the British Airways Visa Signature® Card,  you can earn up to 100,000 Avios: 75,000 Avios after you spend $5,000 within the first three months and an additional 25,000 Avios after you spend $20,000 in the first 12 months. Plus, you can earn a Travel Together Ticket after you spend $30,000 total on purchases within your first year of account opening.

A deeper look into the current card offer

Quick highlights

  • There is a $95 annual fee.
  • You’ll pay a variable APR ranging from 20.24% – 27.24%.
  • The cash advance variable APR is 29.24%.

As with many airline-specific rewards cards, the British Airways Visa Signature Card offers the most rewards for purchases made through the airline. Cardholders can 3 Avios per dollar on purchases with British Airways, Aer Lingus, Iberia, and LEVEL as well as 2 Avios per dollar on hotel rooms when purchased directly with the hotel and 1 Avio per dollar on all other purchases.

Keep in mind, you will be required to pay taxes, fees and carrier charges on this companion ticket, which isn’t cheap. Depending on the flight, economy travelers will have to cough up between $682 and $1250 per adult and business class passengers will pay $1250 in taxes and fees. You have two years to use the Travel Together ticket once it’s issued.

The $95 annual fee seals the deal on this card being designed for frequent swipers. If you don’t use your credit card often, you can end up losing money on this card. You’d have to spend about $1,000 on British Airways purchases in the first year and approximately $125 per month in the first year to break even.

Other cardholder perks

  • International travelers won’t have to pay a foreign transaction fee.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years.
  • You can earn two Travel Together Tickets within your first year of account opening by spending $30,000 in the first 12 months.

Bankrate’s Take: Is the British Airways Visa Signature® Card worth it?

Unless you mainly travel on British Airways, then there’s no real reason to get this card. It’s truly designed for the ardent British Airways flier, as they will get the maximum rewards for their purchases through the airline. The $95 annual fee means that you need to spend at least several hundred dollars per month on the card to get value; so if you’re traveling on British Airways often then you could end up with some valuable rewards come year’s end, such as a free companion ticket.

The information about the British Airways Visa Signature® Credit Card has been collected independently by The card details have not been reviewed or approved by the card issuer.

Written by
Natalie Campisi
Mortgage reporter

Natalie Campisi is a former mortgage reporter at Bankrate.

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.