Best Mastercard Credit Cards for 2020
The best Mastercard credit cards offer generous rewards, tempting sign-up offers for 2020, as well as long introductory periods during which you’ll pay no interest. Bankrate experts have picked their favorite cards from a number of categories. Here are the top Mastercard credit cards on our list.
Editor's Top Picks: Best Mastercard Credit Cards
- Capital One® Platinum Credit Card: Best for people building credit (not currently available)
- Citi Rewards+SM Card: Best for getting more value from small purchases (not currently available)
- Citi® Double Cash Card: Best flat-rate cash back card (not currently available)
- Citi Simplicity® Card: Best intro APR period for purchases (not currently available)
- Capital One® QuicksilverOne® Cash Rewards Credit Card: Best for average credit (not currently available)
- Capital One® Savor® Cash Rewards Credit Card: Best for dinning and entertainment (not currently available)
- Deserve® Pro Mastercard: Best for recent college graduates (not currently available)
- Capital One® Quicksilver® Cash Rewards Credit Card: Good intro APR and flat-rate cash back (not currently available)
Editorial disclosure: All reviews are prepared by Bankrate.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank’s website for the most current information.
Author: Barry Bridges | bbridges@bankrate.com
The information about the Capital One Cards has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.
The information about the Citi Simplicity Card, the Citi Double Cash Card and the Citi Rewards+ Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.
Best Mastercard credit cards for 2020
| Card Name | Best for | Bankrate Review Score |
|---|---|---|
| Capital One® Platinum Credit Card (not currently available) | People building credit | 3.9/5 |
| Citi Rewards+℠ Card (not currently available) | Getting more value from small purchases | 4.6/5 |
| Citi® Double Cash Card (not currently available) | Flat-rate cash back card | 4.7/5 |
| Citi® Simplicity Card (not currently available) | Best intro APR period for purchases | 4.4/5 |
| Capital One® QuicksilverOne® Cash Rewards Credit Card (not currently available) | Average credit | 4.4/5 |
| Capital One® Savor® Cash Rewards Credit Card (not currently available) | Dining and entertainment | 4.9/5 |
| Deserve® Pro Mastercard (not currently available) | Recent graduates | N/A |
| Capital One® Quicksilver® Cash Rewards Credit Card (not currently available) | Good intro APR and flat-rate cash back | 4.7/5 |
Learn more about Mastercard credit cards
- Visa vs. Mastercard — which card is better for your wallet?
- Your savings are here: Mastercard introduces new rewards in partnership with Lyft
- Mastercard takes step toward industry inclusivity with True Name™ cards
Senior Editor Barry Bridges has been writing about credit cards, loans, mortgages and other personal finance products for Bankrate since 2018. His work has also appeared on websites including Nasdaq.com, Zillow.com and The Simple Dollar. He was previously an award-winning newspaper journalist in his native North Carolina. Send your questions about credit cards (and fantasy baseball) to bbridges@bankrate.com.
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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.