Credit Card Advice

Latest credit card advice articles

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  When should you cancel a credit card?

  Closing accounts can have consequences for your credit score. Consider your options before canceling.

  4 min read Oct 07, 2019
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  Boost your credit score by self-reporting

  A proactive approach can help consumers build a credit score when their payment history is thin. 

  4 min read Sep 10, 2019
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  Send your kid to college with a credit card: Pros and cons

  Before your child heads off to college, consider a student credit card.

  2 min read Aug 14, 2019
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  Contactless card security: How it works and what it can do for you

  Contactless cards make for faster payments, but do you know their security implications?

  2 min read Jun 25, 2019
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  Using your gift cards while traveling abroad

  Here’s what you need to know before packing your gift card along with your passport.

  2 min read Jun 24, 2019
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  How to fund your child’s study abroad program

  Study abroad programs open students up to new cultures and experiences ⁠— but these programs aren’t cheap.

  6 min read Jun 18, 2019
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  Does being a woman hurt your credit? Here’s why men typically have higher credit scores

  The gender pay gap may extend to credit scores. Here’s what you need to know.

  4 min read May 08, 2019
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  Confused about business credit cards? We’ve got the answers.

  You could be on the hook for the debt, so weigh the costs and risks of a company card.

  4 min read Sep 24, 2018
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  Should you get a credit union credit card?

  Credit union credit cards may cost you less, but rewards are lower. See if it’s the right choice for you.

  3 min read Dec 13, 2017
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  How to spot a credit card skimmer

  These devices take only seconds to install and can give thieves access to your banking data.

  4 min read Jan 21, 2020
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  Does debt consolidation hurt credit?

  You’ll need a financial plan in place, otherwise debt consolidation may be bad for your credit score in the long run. Here’s what you need to know.

  6 min read Jan 23, 2020
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  How are extra credit card payments applied?

  When you pay more than the minimum, how do credit card issuers apply the payments?

  2 min read Feb 05, 2014
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  3 dubious credit card moves that seem smart

  On Monday, I wrote about 5 smart credit moves to make now. Today’s post is all about what not to do. The following tips sound smart, but can backfire if followed with abandon. 1. Asking for a lower rate [...]

  2 min read Jun 24, 2010
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  Should you pay off car loan or credit card?

  It’s usually better to put extra money towards your credit cards instead of your car loan, as cards usually charge more interest and have more volatile rates.

  4 min read Jan 23, 2020