Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Latest credit card advice articles
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Bank refuses to refund fraudulent charges
As a victim of credit card fraud, you have protections under the Fair Credit Billing Act.
3 min read Feb 14, 2022 -
Does applying for a credit card hurt your credit?
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
5 min read Feb 02, 2022 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
3 min read Jan 11, 2022 -
How I plan to use the Chase Freedom Flex in Q1 2022 and beyond
The Chase Freedom Flex℠ card recently announced its 5 percent cash back categories for Q1 2022.
4 min read Dec 24, 2021 -
Can you use a credit card for gambling?
The rules not only depend on the way you choose to gamble, they also vary from state to state and card to card.
3 min read Dec 20, 2021 -
Can I use my spouse’s income on credit card applications?
What you need to know about listing income on your credit card application
4 min read Dec 20, 2021 -
How long can a credit card issuer take to resolve my billing error dispute?
The Fair Credit Billing Act provides an actual timeframe for the issuer to resolve disputes, so it can’t stretch out its investigation indefinitely.
3 min read Dec 20, 2021 -
RFID credit cards: Should you worry about protection?
If you’re wondering how safe RFID credit cards are, you’re in for some good news.
3 min read Dec 17, 2021 -
Can a credit card be canceled after being approved?
Here’s what you can do if your new credit card doesn’t meet your expectations.
3 min read Dec 16, 2021 -
What to do when you’re not immediately approved for a credit card
Everything you need to know about the credit card approval process.
5 min read Dec 16, 2021 -
What happens if you don’t activate a credit card?
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
4 min read Dec 16, 2021 -
Are joint credit cards a good idea?
Both authorized users and joint account holders can share your finances, but there are some key differences to consider before making the choice. Here’s what you need to know.
6 min read Dec 16, 2021 -
Why I love the Delta SkyMiles Gold
There are dozens of airline credit cards offered these days, but the Delta SkyMiles Gold card stands out.
4 min read Dec 14, 2021 -
Bank of America launches new travel rewards card and expands Preferred Rewards
Bank of America is entering into the premium travel card space with the introduction of its Premium Rewards Elite Credit Card.
4 min read Dec 10, 2021 -
Do magnets ruin credit cards?
To make purchases, the maintenance of the physical aspects of your card is important.
2 min read Dec 10, 2021 -
Can you buy lottery tickets with a credit card?
There are a few reasons many states prohibit using your credit card for lottery ticket purchases.
2 min read Dec 08, 2021 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Dec 06, 2021 -
Capital One Venture vs. Bank of America Travel Rewards credit card
Compared these two popular travel credit cards with flat-rate rewards.
5 min read Dec 02, 2021 -
Should a business notify me about a compromised credit card?
Businesses have certain legal responsibilities to customers when they discover a compromised card.
2 min read Nov 22, 2021 -
American Express waiving ‘Plan It’ fees during the holiday season
As the “buy now, pay later” (BNPL) industry continues to grow, traditional credit card issuers are adapting their offerings to lean into this trend.
5 min read Nov 05, 2021