Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
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Latest credit card advice articles
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What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023 -
Authorized users: Everything you need to know
Becoming an authorized user can help to raise your credit score.
7 min read Jun 22, 2023 -
New to credit cards? Don’t buy into these myths
Don’t buy into these common misconceptions about credit cards.
3 min read Jun 21, 2023 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Jun 20, 2023 -
Are credit cards that automatically reward your top spending categories a good deal?
Some cards automatically offer rewards in your top spending categories each period.
3 min read Jun 19, 2023 -
The Chase trifecta: What it is and how to maximize it
The Chase trifecta lets you make the most of all your spending. Find out which cards qualify and why you might want all three.
9 min read Jun 15, 2023 -
How to save on weddings using credit cards
A smart credit card strategy can help you pay off a wedding or get a free honeymoon.
3 min read Jun 15, 2023 -
What is a virtual credit card?
A virtual credit card uses randomly generated numbers to protect your card information.
6 min read Jun 15, 2023 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Jun 15, 2023 -
What is a statement credit?
A statement credit, which is a card benefit, can help bring down your card balance.
6 min read Jun 13, 2023 -
LGBTQ+ guide to personal finance 2023
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance.
9 min read Jun 09, 2023 -
How to use CardMatch
CardMatch lets you see multiple prequalified credit card offers in one place.
6 min read Jun 08, 2023 -
Best 5% cash back credit cards
FInd out what the best 5% cash back credit cards offer and which is right for you.
9 min read Jun 07, 2023 -
How to switch credit cards
If your card doesn’t match your needs, consider switching cards with your issuer.
6 min read Jun 06, 2023 -
Is closing a credit card bad?
Closing a card can increase your credit utilization, which can hurt your score.
7 min read May 25, 2023 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
4 min read May 17, 2023 -
Visa vs. Mastercard: Which card is better for your wallet?
Visa and Mastercard are card networks that enable credit card transactions.
5 min read May 08, 2023 -
Everything you need to know about credit utilization ratio
Credit utilization is a big part of your credit score, and you should take steps to manage it well.
5 min read May 04, 2023 -
Are credit card fees tax deductible?
Which credit card fees can you deduct for tax purposes?
2 min read May 03, 2023 -
Traveling around the world with credit card points
Points and miles have allowed me to travel across the globe on award bookings. Here’s how you can, too.
7 min read Apr 27, 2023