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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Banking data studies

A majority (81%) of Americans did not increase their emergency savings this year

Over 1 in 4 workers are more worried about job security since 2025 began.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2025.

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Even the smallest of these big banks has enormously deep pockets.

Experian’s new savings account has a yield based on membership tier and no minimum deposit.

Comparing savings rates can ensure you get the best return on your savings.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Here’s how to find the credit union that will best fit with your financial needs.

Here’s how to determine the amount to put in savings — and what to do with the rest.

Single people and young families tend to have significantly less saved.

Bankrate offers 18 ideas for stretching your budget to save money.

Giving money as a gift doesn’t have to be boring. Use this guide to personalize your monetary giving.

The Fed continues to signal lowering rates later this month. Here’s how to prepare.

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more

Worried that your high-yield savings APY isn’t so high? Here’s how to stay on top.

As the Fed hints at lowering interest rates, here’s how to prepare when rates fall.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Everything you need to know about opening an account.

Get the latest rates on top-yielding money market accounts.

CD terms can range from three months to five years. Learn which one is right for you.

Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Knowing your ATM withdrawal limits can make a sudden need for cash easier to handle.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Online bill pay can add convenience and security to managing your routine bills.

A bank may deny you a checking account. Here is what you can do next.

Depositing cash into someone’s account isn’t always possible, but there are options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.