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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

A young, frightened female bank teller places a large wad of cash in a sack as she looks at a bank robber concealed in a red mask, pointing at her in his hoodie pocket.
Frightening as it is, your cash won’t disappear should your bank get hit.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
image of someone using an ATM with an illustrated blue background
ATM skimming is a type of payment card fraud. Here’s what you need to know to avoid it.
mother at bitcoin atm with toddler
Bitcoin ATMs are becoming increasingly popular. Here’s everything you need to know.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Golden piggy bank and golden coins
Here’s how to save money and get the most bang for your buck.
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
woman managing personal banking and finance at home
Working as a freelancer requires a new approach to saving money. Here’s how.
man working on his laptop outdoors
No matter your age, these tips can help you improve your financial situation.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Someone watering a plant that grows cash
Here’s how much $100,000 in a high-yield savings account can earn you.
Pair of friends shoe shopping
Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
man and woman working together at a computer in an office
Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.
Person using an ATM
Check out the 13 different types of checking accounts.
woman depositing a check on her phone
There are several ways to deposit a check — some are simpler than others.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.