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From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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Learn why a bank could close your account and what to about it.
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Knowing bank holiday schedules can help you avoid delays on necessary transactions.
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Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Closeup of cash in a hand
Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
woman, using laptop while working from home
Top high-yielding savings accounts continue to handily outpace inflation.
Image by GettyImages, Illustrated by Bankrate
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Focused young woman entering banking credit card information in computer application, making household payments online, booking flight tickets or hotel, purchasing goods or confirming transaction.
APYs on high-yield savings accounts remain competitive after Fed rate decision.
Woman working from home with a child in the background
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Image by Getty Images, Illustration by Bankrate
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Know the two major benefits of opening a CD now, even as interest rates decline.
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All CDs have one thing in common: They’re among the safest places to park your cash.
Man using cell phone in living room
Learn how CD ladders and partial withdrawals can be used to fund emergency savings.
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Withdrawing your money from a CD before the term ends can be costly.
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It’s possible to leverage the money in your CDs to grow your emergency savings.
You can find a CD account that significantly out-earns the national average if you shop around among banks.
IRS building
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
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Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
Young woman withdrawing money using phone at the ATM machine on the street in Budapest in Hungary.
Here are simple steps to take to avoid paying checking account fees.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Bank of America at Times Square
Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.
A check-cashing store.
If you don’t have a bank account, check-cashing services offer access to your money, at a cost.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Older woman and child putting pennies in a jar
We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]
Business owner talking on phone.
Here’s what you need to know if you’re considering a switch to business checking.
Stay on top of your money with the right balance between your checking and savings.