Retirement Basics
What is a Roth 401(k)?
This account is a great option for high earners and young savers alike.
How much do you need in savings?
Here’s a helpful guide to how much you need in savings over the course of your life.
8 alternatives to a 401(k) plan
Here’s where to turn if your employer’s retirement plan isn’t cutting it for you.
IRA minimum distributions table
If you’ve reached age 70 1/2, you must take RMDs. Use this table as a guide.
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The most important thing is to be realistic about your goals.
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The nondeductible IRA is just a stop on the way to converting funds into a Roth IRA, via a “backdoor Roth IRA.”
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What is a spousal IRA?
The spousal IRA allows a spouse who did not have earned income to contribute to an IRA.
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Both kinds of plans can be started relatively fast and without many of the hassles of traditional plans.
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What is a cost-of-living adjustment (COLA)?
For people living on a fixed income, the COLA is a critical safety net.
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