Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

How to open a Roth IRA

The sooner you open a Roth IRA, the sooner you can start growing your tax-free retirement portfolio. Here are 5 easy steps to get started.

What is a Roth IRA?

Here’s what you need to know about Roth IRAs, including contribution and income limits, and all the perks that make the Roth IRA so popular.

IRA minimum distribution table

If you’ve reached age 73, you must start taking RMDs. Use this table as a guide.

Bankrate Retirement Savings Report

Many Americans are worried they won’t get their full Social Security benefits.

Editor's Picks

Latest Articles

Leaving a legacy: Why everyone needs an estate plan

Establishing an estate plan can help you prepare for the future and leave a legacy for the people you love.

8 min read Sep 15, 2022
Survey: More than half of American workers say they’re behind on retirement savings

A full 52 percent of American workers say their retirement savings are not where they need to be.

7 min read Nov 17, 2021
Why Georgia is Bankrate’s best state for retirement in 2021

Florida and Arizona rank high in Bankrate’s list of top places to retire, but they’re not No. 1.

2 min read Jul 07, 2021
Stimulus checks: Here’s how Social Security recipients and other non-filers can claim their $1,400 payment

Individuals exempt from filing a tax return could be days away from receiving their payment.

5 min read Apr 02, 2021
Survey: More than 1 in 4 Americans to tap retirement accounts during coronavirus pandemic

The coronavirus is hitting not only Americans’ health but also their ability to save for retirement.

4 min read May 27, 2020
How the SECURE Act impacts your retirement savings

It’s now the biggest legislative change to the retirement system in more than a decade.

8 min read Mar 06, 2020
Survey: More than half of American workers say they are behind in saving for retirement

Everyone wants their golden years to be golden. But saving for them is another thing.

5 min read Nov 21, 2019
Survey: Less than a third of Americans have increased their retirement savings rate this year

And find out who’s most likely to boost their retirement contributions.

5 min read Aug 21, 2019
Why Nebraska is the best state to retire

The Cornhusker State deserves a look as a place to settle after your work days are over.

3 min read Aug 20, 2019
Millennials expected to get twice as much from Social Security as retirees today. It may not be enough

There’s good and bad news about future retirement income for younger Americans.

3 min read Feb 01, 2019

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