Retirement
Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.
Retirement Basics
What is a beneficiary?
The beneficiary is typically a person, but it could be any number of individuals as well as other entities.
What is a deferred annuity?
Despite its advantages, a deferred annuity has some clear drawbacks, some of which are substantial.
What is a spousal IRA?
The spousal IRA allows a spouse who did not have earned income to contribute to an IRA.
IRAs vs 401(k)s: Which is better?
IRA plans are held in high regard, but how do they compare to a 401(k)?
Editor's Picks
8 retirement investing mistakes to avoid
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Annuity vs. IRA: What’s the difference?
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What is a charitable trust?
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Latest Articles
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Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
3 min read Aug 25, 2022
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Grantor trust: What it is and a guide to how the rules work
This revocable trust has all its income and deductions reported on the owner’s tax return. Learn more about how it works.
3 min read Aug 24, 2022
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Best retirement plans for the self-employed
Here are the details on self-employed retirement plans, including which may be the best.
6 min read Aug 23, 2022
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How to suspend Social Security benefits and when it makes sense to do so
Here’s what to know about suspending Social Security benefits and when you might want to.
5 min read Aug 19, 2022
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5 ways to avoid taking early withdrawals on your 401(k)s and IRAs
Tapping your retirement accounts early can cost you big time.
5 min read Aug 18, 2022
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The best and worst states for retirement 2022
Looking for the best place to retire? Bankrate’s study examined each state.
6 min read Aug 18, 2022
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Why Florida is Bankrate’s best state for retirement in 2022
The Sunshine State came out on top for retirees in 2022, here’s how.
3 min read Aug 18, 2022
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Inflation may push Social Security COLA up around 10% in 2023
Surging prices could push next year’s Social Security COLA to 10%.
2 min read Aug 12, 2022
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5 things you must do if you hope to retire at age 62
You need to consider more than your income, even if income is the most crucial issue to address.
4 min read Aug 12, 2022
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10 high-dividend stocks and how to invest in them
These 10 stocks can give your portfolio a boost of income.
4 min read Aug 12, 2022